Cumming, IA—50061
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cumming, IA
As of Oct '25, the median home price in Cumming, IA is $591,000, with a year-over-year change of 2.3%. This indicates that home prices in Cumming, IA are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $591,000 | 2.3% |
| Single Family | $596,000 | 2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $482,000 | 2.8% |
4 Bed | $653,000 | 1.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cumming, IA
As of July '25, Rentcast reports the average rent in Cumming, IA is $2,400, with a year-over-year rent change of -40.1%. Per bedroom, the median rent as of July '25 in Cumming, IA is 4-bedrooms: $2,400. The most common rental property sizes in Cumming, IA are 3-bedroom and 2-bedroom, accounting for 66.7% and 25.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $2,400 | $2,400 |
% of Rental Stock
Property Listings — Cumming, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cumming, IA is 74. This is a decrease of -65.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $658,000 | 16.0% |
Listing Count | 23 | 10.0% |
| Listings as % of Homes | 1.4% | 10.0% |
Days on Market | 74 | -65.0% |
Demographics — Cumming, IA
As of the latest ACS Survey released in 2023, Cumming, IA has a population of 2,330, which has increased by 38.7% over the past 5 years. Cumming, IA is a popular place for families, as children make up 27.1% of the population. The area has a highly educated workforce, with 46.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 29.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,330 | 38.7% |
% Under 18 | 27.1% | 5.9% |
% Seniors | 19.0% | 52.0% |
% WFH | 29.4% | 382.0% |
% w/ College Degree | 46.8% | -15.4% |
As of the latest ACS Survey released in 2023, Cumming, IA is a predominantly white area, with 91.3% of the population identifying as white. The white population has shrunk by 2.6% in the last 5 years. The second most common race or ethnicity in Cumming, IA is asian, making up 2.5% of the population. Foreign-born residents account for 6.6% of the population in Cumming, IA, and this percentage has increased by 83.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.3% | -2.6% |
% Black | 0.9% | -52.6% |
% Hispanic | 0.5% | -16.7% |
% Asian | 2.5% | -30.6% |
% Foreign Born | 6.6% | 83.3% |
Mortgage and Risk — Cumming, IA
Cumming, IA lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Cumming, IA
Cumming, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 50.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,010 |
| 2 Bedroom | N/A | N/A | $1,210 |
| 3 Bedroom | N/A | N/A | $1,620 |
| 4 Bedroom | -$770 | $2,400 | $1,630 |
Affordability — Cumming, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $591,000 |
| Median Household Income | $130,000 |