Grinnell, IA50112

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$212,000
5.8% YoY Growth
Median Household Income
$64,700
27.8% 5-Year Growth
Days on Market
81
8.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$995
25.4% YoY Growth
1-Bed Rent
$1,020
10.4% YoY Growth
2-Bed Rent
$825
2.8% YoY Growth
3-Bed Rent
$995
9.2% YoY Growth

Property Listings — Grinnell, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Grinnell, IA is 81. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$222,000-3.0%
Listing Count
7120.0%
Listings as % of Homes0.6%20.0%
Days on Market
818.0%
Loading chart...

Demographics — Grinnell, IA

As of the latest ACS Survey released in 2023, Grinnell, IA has a population of 11,800, which has remained stable by -0.0% over the past 5 years. Grinnell, IA is a moderately popular place for families, as children make up 18.3% of the population. The area has a moderately educated workforce, with 37.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
11,8000.0%
% Under 18
18.3%-1.6%
% Seniors
21.5%16.8%
% WFH
12.2%212.8%
% w/ College Degree
37.6%19.7%
Loading chart...

As of the latest ACS Survey released in 2023, Grinnell, IA is a predominantly white area, with 88.7% of the population identifying as white. The white population has shrunk by 0.8% in the last 5 years. The second most common race or ethnicity in Grinnell, IA is hispanic, making up 3.3% of the population. Foreign-born residents account for 4.3% of the population in Grinnell, IA, and this percentage has increased by 2.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.7%-0.8%
% Black
1.9%-26.9%
% Hispanic
3.3%22.2%
% Asian
3.2%-5.9%
% Foreign Born
4.3%2.4%
Loading chart...

Mortgage and Risk — Grinnell, IA

According to HUD data as of 2023, there were 247 mortgage originations in Grinnell, IA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Grinnell, IA. Investor activity is low, as 5.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
247
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
5.0%
% Second Loans
5.0%
% Cash Out Refinance
17.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Grinnell, IA

As of 2024, the percent of homes in Grinnell, IA under the Section 8 program is 15.9%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Grinnell, IA, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
241
Total Units Section 8
233
% Rentals under Section 8
15.9%
% Occupied Section 8
81.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$190$1,020$830
2 Bedroom$105$825$930
3 Bedroom$235$995$1,230
4 Bedroom-$1,260$2,500$1,240

Affordability — Grinnell, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3
Median Home Price$212,000
Median Household Income$64,700

Grinnell, IA — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions