Hartford, IA—50118
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hartford, IA
As of Oct '25, the median home price in Hartford, IA is $222,000, with a year-over-year change of 2.8%. This indicates that home prices in Hartford, IA are increasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $222,000 | 2.8% |
| Single Family | $222,000 | 2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $227,000 | 2.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hartford, IA
Hartford, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hartford, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Hartford, IA is 167. This is a increase of 309.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $799,000 | 23.0% |
Listing Count | 2 | 60.0% |
| Listings as % of Homes | 0.8% | 60.0% |
Days on Market | 167 | 309.0% |
Demographics — Hartford, IA
As of the latest ACS Survey released in 2023, Hartford, IA has a population of 989, which has increased by 3.9% over the past 5 years. Hartford, IA is a popular place for families, as children make up 27.2% of the population. The area has a poorly educated workforce, with 16.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 989 | 3.9% |
% Under 18 | 27.2% | 3.0% |
% Seniors | 14.3% | 6.7% |
% WFH | 19.1% | 165.3% |
% w/ College Degree | 16.2% | -28.6% |
As of the latest ACS Survey released in 2023, Hartford, IA is a predominantly white area, with 90.1% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in Hartford, IA is hispanic, making up 5.4% of the population. Foreign-born residents account for 1.5% of the population in Hartford, IA, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.1% | -5.1% |
% Black | 0.0% | -100.0% |
% Hispanic | 5.4% | 575.0% |
% Asian | 2.3% | ∞% |
% Foreign Born | 1.5% | ∞% |
Mortgage and Risk — Hartford, IA
According to HUD data as of 2023, there were 78 mortgage originations in Hartford, IA, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Hartford, IA. Investor activity is low, as 3.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 78 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Hartford, IA
Hartford, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,110 |
| 2 Bedroom | N/A | N/A | $1,330 |
| 3 Bedroom | N/A | N/A | $1,780 |
| 4 Bedroom | N/A | N/A | $1,790 |
Affordability — Hartford, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $222,000 |
| Median Household Income | $79,600 |