Stuart, IA—50250
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stuart, IA
Stuart, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $216,000 | 3.2% |
| Single Family | $217,000 | 3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $152,000 | 2.7% |
3 Bed | $233,000 | 4.0% |
4 Bed | $243,000 | 3.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stuart, IA
As of July '25, Rentcast reports the average rent in Stuart, IA is $1,080, with a year-over-year rent change of -23.9%. Per bedroom, the median rent as of July '25 in Stuart, IA is 3-bedrooms: $1,080. The most common rental property sizes in Stuart, IA are 2-bedroom and 1-bedroom, accounting for 42.4% and 30.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $970 | $1,080 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $970 | $1,080 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stuart, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Stuart, IA is 47. This is a decrease of -36.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $255,000 | 41.0% |
Listing Count | 24 | 61.0% |
| Listings as % of Homes | 1.4% | 61.0% |
Days on Market | 47 | -36.0% |
Demographics — Stuart, IA
As of the latest ACS Survey released in 2023, Stuart, IA has a population of 2,650, which has increased by 13.3% over the past 5 years. Stuart, IA is a moderately popular place for families, as children make up 23.5% of the population. The area has a poorly educated workforce, with 19.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,650 | 13.3% |
% Under 18 | 23.5% | -12.6% |
% Seniors | 24.5% | 55.1% |
% WFH | 11.2% | 239.4% |
% w/ College Degree | 19.1% | 26.5% |
As of the latest ACS Survey released in 2023, Stuart, IA is a predominantly white area, with 89.9% of the population identifying as white. The white population has shrunk by 7.3% in the last 5 years. The second most common race or ethnicity in Stuart, IA is hispanic, making up 5.5% of the population. Foreign-born residents account for 3.3% of the population in Stuart, IA, and this percentage has increased by 266.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.9% | -7.3% |
% Black | 2.4% | ∞% |
% Hispanic | 5.5% | 129.2% |
% Asian | 0.2% | -50.0% |
% Foreign Born | 3.3% | 266.7% |
Mortgage and Risk — Stuart, IA
According to HUD data as of 2023, there were 50 mortgage originations in Stuart, IA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Stuart, IA. Investor activity is low, as 4.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 50 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Stuart, IA
Stuart, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 14 |
Total Units Section 8 | 14 |
% Rentals under Section 8 | 4.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $1,020 |
| 3 Bedroom | $390 | $970 | $1,360 |
| 4 Bedroom | N/A | N/A | $1,370 |
Affordability — Stuart, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $216,000 |
| Median Household Income | $75,800 |