Winterset, IA—50273
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Winterset, IA
As of Oct '25, the median home price in Winterset, IA is $288,000, with a year-over-year change of 1.7%. This indicates that home prices in Winterset, IA are increasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $288,000 | 1.7% |
| Single Family | $301,000 | 1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $206,000 | 1.0% |
3 Bed | $278,000 | 1.1% |
4 Bed | $382,000 | 3.0% |
| 5 Bed | $488,000 | 3.0% |
% of Housing Stock
Rental Trends — Winterset, IA
As of July '25, Rentcast reports the average rent in Winterset, IA is $991, with a year-over-year rent change of 4.3%. Per bedroom, the median rent as of July '25 in Winterset, IA is 1-bedrooms: $675, 2-bedrooms: $942, 3-bedrooms: $1,130. The most common rental property sizes in Winterset, IA are 2-bedroom and 1-bedroom, accounting for 43.0% and 29.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $820 | $991 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $675 | $675 |
| 2 Bed Rent | $799 | $942 |
| 3 Bed Rent | $1,110 | $1,130 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Winterset, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Winterset, IA is 61. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $334,000 | 24.0% |
Listing Count | 62 | 16.0% |
| Listings as % of Homes | 0.7% | 16.0% |
Days on Market | 61 | 27.0% |
Demographics — Winterset, IA
As of the latest ACS Survey released in 2023, Winterset, IA has a population of 9,120, which has increased by 9.4% over the past 5 years. Winterset, IA is a popular place for families, as children make up 25.5% of the population. The area has a moderately educated workforce, with 25.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,120 | 9.4% |
% Under 18 | 25.5% | -3.0% |
% Seniors | 20.5% | 20.6% |
% WFH | 11.9% | -1.7% |
% w/ College Degree | 25.5% | -0.4% |
As of the latest ACS Survey released in 2023, Winterset, IA is a predominantly white area, with 94.5% of the population identifying as white. The white population has shrunk by 0.8% in the last 5 years. The second most common race or ethnicity in Winterset, IA is hispanic, making up 2.5% of the population. Foreign-born residents account for 0.2% of the population in Winterset, IA, and this percentage has decreased by 86.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.5% | -0.8% |
% Black | 1.7% | 1,600.0% |
% Hispanic | 2.5% | 19.0% |
% Asian | 0.1% | -94.7% |
% Foreign Born | 0.2% | -86.7% |
Mortgage and Risk — Winterset, IA
According to HUD data as of 2023, there were 216 mortgage originations in Winterset, IA, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Winterset, IA. Investor activity is low, as 9.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 216 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 9.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Winterset, IA
Winterset, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 79 |
Total Units Section 8 | 33 |
% Rentals under Section 8 | 4.7% |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $315 | $675 | $990 |
| 2 Bedroom | $381 | $799 | $1,180 |
| 3 Bedroom | $470 | $1,110 | $1,580 |
| 4 Bedroom | N/A | N/A | $1,590 |
Affordability — Winterset, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $288,000 |
| Median Household Income | $80,000 |