Rockford, IA—50468
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rockford, IA
Rockford, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $199,000 | 6.8% |
| Single Family | $199,000 | 7.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $120,000 | 7.1% |
3 Bed | $212,000 | 7.1% |
4 Bed | $234,000 | 8.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rockford, IA
Rockford, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rockford, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rockford, IA is 76. This is a decrease of -44.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $248,000 | 44.0% |
Listing Count | 9 | 47.0% |
| Listings as % of Homes | 0.3% | 47.0% |
Days on Market | 76 | -44.0% |
Demographics — Rockford, IA
As of the latest ACS Survey released in 2023, Rockford, IA has a population of 1,620, which has increased by 18.2% over the past 5 years. Rockford, IA is a moderately popular place for families, as children make up 23.5% of the population. The area has a poorly educated workforce, with 20.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,620 | 18.2% |
% Under 18 | 23.5% | 16.9% |
% Seniors | 17.9% | -21.8% |
% WFH | 10.3% | 28.7% |
% w/ College Degree | 20.4% | 0.5% |
As of the latest ACS Survey released in 2023, Rockford, IA is a predominantly white area, with 87.2% of the population identifying as white. The white population has shrunk by 11.0% in the last 5 years. The second most common race or ethnicity in Rockford, IA is hispanic, making up 2.0% of the population. Foreign-born residents account for 0.1% of the population in Rockford, IA, and this percentage has decreased by 91.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.2% | -11.0% |
% Black | 0.0% | -100.0% |
% Hispanic | 2.0% | 400.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.1% | -91.7% |
Mortgage and Risk — Rockford, IA
According to HUD data as of 2023, there were 21 mortgage originations in Rockford, IA, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Rockford, IA. Investor activity is low, as 10.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 21 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 10.0% |
% Second Loans | 10.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Rockford, IA
Rockford, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 23 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $760 |
| 2 Bedroom | N/A | N/A | $990 |
| 3 Bedroom | N/A | N/A | $1,300 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — Rockford, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $199,000 |
| Median Household Income | $63,500 |