Fort Dodge, IA50501

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$127,000
1.9% YoY Growth
Median Household Income
$66,100
59.1% 5-Year Growth
Days on Market
49
11.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$725
11.0% YoY Growth
1-Bed Rent
$650
25.1% YoY Growth
2-Bed Rent
$750
30.0% YoY Growth
3-Bed Rent
$875
15.5% YoY Growth

Property Listings — Fort Dodge, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Dodge, IA is 49. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$164,000-1.0%
Listing Count
107-7.0%
Listings as % of Homes0.6%-7.0%
Days on Market
49-11.0%
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Demographics — Fort Dodge, IA

As of the latest ACS Survey released in 2023, Fort Dodge, IA has a population of 28,600, which has increased by 2.0% over the past 5 years. Fort Dodge, IA is a moderately popular place for families, as children make up 20.7% of the population. The area has a poorly educated workforce, with 20.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
28,6002.0%
% Under 18
20.7%-0.5%
% Seniors
19.7%13.2%
% WFH
3.4%3.0%
% w/ College Degree
20.5%0.0%
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As of the latest ACS Survey released in 2023, Fort Dodge, IA is a predominantly white area, with 82.1% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Fort Dodge, IA is hispanic, making up 7.2% of the population. Foreign-born residents account for 4.0% of the population in Fort Dodge, IA, and this percentage has increased by 21.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
82.1%-4.0%
% Black
3.9%-33.9%
% Hispanic
7.2%35.8%
% Asian
1.4%-17.6%
% Foreign Born
4.0%21.2%
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Mortgage and Risk — Fort Dodge, IA

According to HUD data as of 2023, there were 421 mortgage originations in Fort Dodge, IA, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Fort Dodge, IA. Investor activity is low, as 5.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
421
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
5.0%
% Second Loans
0.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Fort Dodge, IA

Fort Dodge, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1,043
Total Units Section 8
908
% Rentals under Section 8
N/A
% Occupied Section 8
83.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$20$650$670
2 Bedroom$130$750$880
3 Bedroom$285$875$1,160
4 Bedroom$380$1,100$1,480

Affordability — Fort Dodge, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.9
Median Home Price$127,000
Median Household Income$66,100

Fort Dodge, IA — ZIP Code Boundary Map

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Frequently Asked Questions