Humboldt, IA—50548
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Humboldt, IA
Humboldt, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $184,000 | 7.3% |
| Single Family | $185,000 | 8.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $151,000 | 7.9% |
3 Bed | $210,000 | 6.6% |
4 Bed | $288,000 | 5.1% |
| 5 Bed | $403,000 | 5.5% |
% of Housing Stock
Rental Trends — Humboldt, IA
Humboldt, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Humboldt, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Humboldt, IA is 68. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $221,000 | 2.0% |
Listing Count | 39 | 2.0% |
| Listings as % of Homes | 0.6% | 2.0% |
Days on Market | 68 | -7.0% |
Demographics — Humboldt, IA
As of the latest ACS Survey released in 2023, Humboldt, IA has a population of 5,480, which has decreased by -3.2% over the past 5 years. Humboldt, IA is a moderately popular place for families, as children make up 23.8% of the population. The area has a moderately educated workforce, with 25.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,480 | -3.2% |
% Under 18 | 23.8% | 5.8% |
% Seniors | 25.7% | 8.9% |
% WFH | 12.3% | 223.7% |
% w/ College Degree | 25.1% | -3.5% |
As of the latest ACS Survey released in 2023, Humboldt, IA is a predominantly white area, with 93.7% of the population identifying as white. The white population has grown by 2.6% in the last 5 years. The second most common race or ethnicity in Humboldt, IA is hispanic, making up 3.9% of the population. Foreign-born residents account for 2.6% of the population in Humboldt, IA, and this percentage has decreased by 25.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.7% | 2.6% |
% Black | 0.2% | -66.7% |
% Hispanic | 3.9% | -31.6% |
% Asian | 1.2% | 100.0% |
% Foreign Born | 2.6% | -25.7% |
Mortgage and Risk — Humboldt, IA
According to HUD data as of 2023, there were 99 mortgage originations in Humboldt, IA, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Humboldt, IA. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 99 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Humboldt, IA
Humboldt, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 47 |
Total Units Section 8 | 47 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 84.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,230 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — Humboldt, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $184,000 |
| Median Household Income | $71,000 |