Ackley, IA50601

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$136,000
3.4% YoY Growth
Median Household Income
$63,900
22.9% 5-Year Growth
Days on Market
61
69.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$675
42.4% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$675
35.0% YoY Growth
3-Bed Rent
$750
N/A

Other Zip Codes in Ackley, IA

Property Listings — Ackley, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Ackley, IA is 61. This is a decrease of -69.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$189,00041.0%
Listing Count
1456.0%
Listings as % of Homes0.3%56.0%
Days on Market
61-69.0%
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Demographics — Ackley, IA

As of the latest ACS Survey released in 2023, Ackley, IA has a population of 2,380, which has decreased by -9.9% over the past 5 years. Ackley, IA is a moderately popular place for families, as children make up 18.8% of the population. The area has a poorly educated workforce, with 21.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,380-9.9%
% Under 18
18.8%-21.7%
% Seniors
21.6%-2.7%
% WFH
4.9%-44.9%
% w/ College Degree
21.0%-10.3%
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As of the latest ACS Survey released in 2023, Ackley, IA is a predominantly white area, with 89.8% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Ackley, IA is hispanic, making up 7.6% of the population. Foreign-born residents account for 4.6% of the population in Ackley, IA, and this percentage has increased by 70.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.8%-2.1%
% Black
0.0%N/A
% Hispanic
7.6%2.7%
% Asian
1.1%∞%
% Foreign Born
4.6%70.4%
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Mortgage and Risk — Ackley, IA

According to HUD data as of 2023, there were 49 mortgage originations in Ackley, IA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Ackley, IA. Investor activity is low, as 12.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
49
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
12.0%
% Second Loans
2.0%
% Cash Out Refinance
4.0%

Loan Activity

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Rentals and Section 8 — Ackley, IA

Ackley, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
13
Total Units Section 8
13
% Rentals under Section 8
4.0%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$670
2 Bedroom$205$675$880
3 Bedroom$400$750$1,150
4 BedroomN/AN/A$1,450

Affordability — Ackley, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.1
Median Home Price$136,000
Median Household Income$63,900

Ackley, IA — ZIP Code Boundary Map

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Frequently Asked Questions