Denver, IA—50622
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Denver, IA
As of Oct '25, the median home price in Denver, IA is $304,000, with a year-over-year change of 6.9%. This indicates that home prices in Denver, IA are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $304,000 | 6.9% |
| Single Family | $305,000 | 7.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $213,000 | 7.6% |
3 Bed | $265,000 | 6.9% |
4 Bed | $340,000 | 6.2% |
| 5 Bed | $478,000 | 6.5% |
% of Housing Stock
Rental Trends — Denver, IA
Denver, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Denver, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Denver, IA is 162. This is a increase of 236.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $334,000 | -2.0% |
Listing Count | 8 | -4.0% |
| Listings as % of Homes | 0.5% | -4.0% |
Days on Market | 162 | 236.0% |
Demographics — Denver, IA
As of the latest ACS Survey released in 2023, Denver, IA has a population of 3,290, which has increased by 1.8% over the past 5 years. Denver, IA is a popular place for families, as children make up 29.0% of the population. The area has a highly educated workforce, with 49.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,290 | 1.8% |
% Under 18 | 29.0% | 13.7% |
% Seniors | 19.3% | 8.4% |
% WFH | 7.4% | 1.4% |
% w/ College Degree | 49.8% | 46.0% |
As of the latest ACS Survey released in 2023, Denver, IA is a predominantly white area, with 96.2% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Denver, IA is asian, making up 1.4% of the population. Foreign-born residents account for 1.0% of the population in Denver, IA, and this percentage has increased by 11.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.2% | -2.3% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.5% | ∞% |
% Asian | 1.4% | 27.3% |
% Foreign Born | 1.0% | 11.1% |
Mortgage and Risk — Denver, IA
According to HUD data as of 2023, there were 122 mortgage originations in Denver, IA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Denver, IA. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 122 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Denver, IA
Denver, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $680 |
| 2 Bedroom | N/A | N/A | $890 |
| 3 Bedroom | N/A | N/A | $1,160 |
| 4 Bedroom | N/A | N/A | $1,450 |
Affordability — Denver, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $304,000 |
| Median Household Income | $95,700 |