Eldora, IA—50627
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Eldora, IA
Eldora, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $124,000 | -0.6% |
| Single Family | $124,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $83,000 | -2.4% |
3 Bed | $138,000 | 0.0% |
4 Bed | $144,000 | 1.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Eldora, IA
Eldora, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Eldora, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Eldora, IA is 66. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $149,000 | 54.0% |
Listing Count | 23 | -1.0% |
| Listings as % of Homes | 0.4% | -1.0% |
Days on Market | 66 | -8.0% |
Demographics — Eldora, IA
As of the latest ACS Survey released in 2023, Eldora, IA has a population of 3,430, which has increased by 8.1% over the past 5 years. Eldora, IA is a moderately popular place for families, as children make up 19.8% of the population. The area has a poorly educated workforce, with 19.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,430 | 8.1% |
% Under 18 | 19.8% | -12.0% |
% Seniors | 20.1% | -4.7% |
% WFH | 3.5% | -31.4% |
% w/ College Degree | 19.3% | -3.5% |
As of the latest ACS Survey released in 2023, Eldora, IA is a predominantly white area, with 88.5% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Eldora, IA is asian, making up 2.5% of the population. Foreign-born residents account for 2.6% of the population in Eldora, IA, and this percentage has decreased by 29.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.5% | -0.6% |
% Black | 1.8% | -35.7% |
% Hispanic | 1.3% | -7.1% |
% Asian | 2.5% | 13.6% |
% Foreign Born | 2.6% | -29.7% |
Mortgage and Risk — Eldora, IA
According to HUD data as of 2023, there were 45 mortgage originations in Eldora, IA, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Eldora, IA. Investor activity is low, as 13.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 45 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 13.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Eldora, IA
Eldora, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 1.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $680 |
| 2 Bedroom | N/A | N/A | $890 |
| 3 Bedroom | N/A | N/A | $1,180 |
| 4 Bedroom | N/A | N/A | $1,450 |
Affordability — Eldora, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.6 |
| Median Home Price | $124,000 |
| Median Household Income | $71,400 |