Fredericksburg, IA50630

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$194,000
7.6% YoY Growth
Median Household Income
$68,900
23.6% 5-Year Growth
Days on Market
43
52.0% Longer than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Fredericksburg, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Fredericksburg, IA is 43. This is a increase of 52.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$275,00071.0%
Listing Count
6-14.0%
Listings as % of Homes0.3%-14.0%
Days on Market
4352.0%
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Demographics — Fredericksburg, IA

As of the latest ACS Survey released in 2023, Fredericksburg, IA has a population of 1,350, which has decreased by -30.0% over the past 5 years. Fredericksburg, IA is a moderately popular place for families, as children make up 18.3% of the population. The area has a poorly educated workforce, with 19.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,350-30.0%
% Under 18
18.3%-31.5%
% Seniors
27.3%49.2%
% WFH
13.5%73.1%
% w/ College Degree
19.5%4.3%
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As of the latest ACS Survey released in 2023, Fredericksburg, IA is a predominantly white area, with 91.7% of the population identifying as white. The white population has shrunk by 4.8% in the last 5 years. The second most common race or ethnicity in Fredericksburg, IA is hispanic, making up 4.3% of the population. Foreign-born residents account for 1.2% of the population in Fredericksburg, IA, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
91.7%-4.8%
% Black
0.0%-100.0%
% Hispanic
4.3%760.0%
% Asian
0.0%-100.0%
% Foreign Born
1.2%100.0%
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Mortgage and Risk — Fredericksburg, IA

According to HUD data as of 2023, there were 51 mortgage originations in Fredericksburg, IA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Fredericksburg, IA. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
51
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Fredericksburg, IA

Fredericksburg, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
7
Total Units Section 8
7
% Rentals under Section 8
3.2%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$840
2 BedroomN/AN/A$1,020
3 BedroomN/AN/A$1,420
4 BedroomN/AN/A$1,540

Affordability — Fredericksburg, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.4
Median Home Price$194,000
Median Household Income$68,900

Fredericksburg, IA — ZIP Code Boundary Map

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Frequently Asked Questions