Shell Rock, IA—50670
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Shell Rock, IA
Shell Rock, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $223,000 | 4.6% |
| Single Family | $223,000 | 4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $189,000 | 4.4% |
3 Bed | $239,000 | 4.8% |
4 Bed | $255,000 | 4.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Shell Rock, IA
Shell Rock, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Shell Rock, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Shell Rock, IA is 46. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $340,000 | 25.0% |
Listing Count | 5 | 100.0% |
| Listings as % of Homes | 0.5% | 100.0% |
Days on Market | 46 | 17.0% |
Demographics — Shell Rock, IA
As of the latest ACS Survey released in 2023, Shell Rock, IA has a population of 2,380, which has increased by 8.2% over the past 5 years. Shell Rock, IA is a popular place for families, as children make up 25.3% of the population. The area has a poorly educated workforce, with 22.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,380 | 8.2% |
% Under 18 | 25.3% | 8.1% |
% Seniors | 19.7% | 0.0% |
% WFH | 4.8% | 433.3% |
% w/ College Degree | 22.0% | 13.4% |
As of the latest ACS Survey released in 2023, Shell Rock, IA is a predominantly white area, with 96.3% of the population identifying as white. The white population has grown by 0.1% in the last 5 years. The second most common race or ethnicity in Shell Rock, IA is hispanic, making up 2.8% of the population. Foreign-born residents account for 2.3% of the population in Shell Rock, IA, and this percentage has increased by 109.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.3% | 0.1% |
% Black | 0.4% | -33.3% |
% Hispanic | 2.8% | 64.7% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.3% | 109.1% |
Mortgage and Risk — Shell Rock, IA
According to HUD data as of 2023, there were 79 mortgage originations in Shell Rock, IA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Shell Rock, IA. Investor activity is low, as 8.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 79 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 8.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Shell Rock, IA
Shell Rock, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 4.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | N/A | N/A | $960 |
| 3 Bedroom | N/A | N/A | $1,190 |
| 4 Bedroom | N/A | N/A | $1,420 |
Affordability — Shell Rock, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $223,000 |
| Median Household Income | $83,300 |