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Sumner, IA—50674

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$211,000
2.5% YoY Growth
Household Income
$63,400
6.1% YoY Growth
Days on Market
24
32.0% Shorter YoY
Home Price Forecast
N/A
Median Rent
$1,200
1.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,200
1.7% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Sumner, IA

Sumner, IA lacks sufficient home price data for analysis.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$211,0002.5%
Single Family $212,0001.9%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
N/AN/A
  • Affordability
  • Rentals and Section 8
  • 2 Bed
    $141,000
    2.9%
    3 Bed
    $206,0004.0%
    4 Bed
    $255,0007.6%
    5 Bed $353,41210.7%
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    % of Housing Stock

    Studio
    1.4%
    1 Bedroom
    6.3%
    2 Bedrooms
    23.1%
    3 Bedrooms
    44.2%
    4 Bedrooms
    18.2%
    5+ Bedrooms
    7.0%

    Rental Trends — Sumner, IA

    As of July '25, Rentcast reports the average rent in Sumner, IA is $1,200, with a year-over-year rent change of 1.7%. Per bedroom, the median rent as of July '25 in Sumner, IA is 3-bedrooms: $1,200. The most common rental property sizes in Sumner, IA are 2-bedroom and 1-bedroom, accounting for 41.9% and 23.5% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,200$1,200
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent $1,200$1,200
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    23.5%
    2 Bedrooms
    41.9%
    3 Bedrooms
    18.7%
    4 Bedrooms
    6.8%
    5+ Bedrooms
    9.0%

    Property Listings — Sumner, IA

    As of May '26, Realtor.com reports that the median days on market for a home in Sumner, IA is 24. This is a decrease of -32.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    $210,00041.0%
    Listing Count
    1427.0%
    Listings as % of Homes0.4%27.0%
    Days on Market
    24-32.0%
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    Demographics — Sumner, IA

    As of the latest ACS Survey released in 2023, Sumner, IA has a population of 3,600, which has decreased by -3.2% over the past 5 years. Sumner, IA is a moderately popular place for families, as children make up 21.3% of the population. The area has a poorly educated workforce, with 21.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.1% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    3,600-3.2%
    % Under 18
    21.3%0.9%
    % Seniors
    24.7%6.9%
    % WFH
    9.1%1.1%
    % w/ College Degree
    21.4%-1.8%
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    As of the latest ACS Survey released in 2023, Sumner, IA is a predominantly white area, with 96.1% of the population identifying as white. The white population has shrunk by 1.4% in the last 5 years. The second most common race or ethnicity in Sumner, IA is black, making up 0.8% of the population. Foreign-born residents account for 0.4% of the population in Sumner, IA, and this percentage has decreased by 77.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    96.1%-1.4%
    % Black
    0.8%∞%
    % Hispanic
    0.8%-33.3%
    % Asian
    0.0%-100.0%
    % Foreign Born
    0.4%-77.8%
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    Mortgage and Risk — Sumner, IA

    According to HUD data as of 2023, there were 113 mortgage originations in Sumner, IA, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Sumner, IA. Investor activity is low, as 7.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    113
    % Conventional Loans
    97.0%
    % Government Loans
    3.0%
    % Investor Loans
    7.0%
    % Second Loans
    1.0%
    % Cash Out Refinance
    12.0%
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    Rentals and Section 8 — Sumner, IA

    Sumner, IA lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    6
    Total Units Section 8
    6
    % Rentals under Section 8
    1.6%
    % Occupied Section 8
    N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$670
    2 BedroomN/AN/A$880
    3 Bedroom-$60$1,200$1,140
    4 BedroomN/AN/A$1,320

    Affordability — Sumner, IA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3
    Median Home Price$211,000
    Median Household Income$63,400

    Sumner, IA — ZIP Code Boundary Map

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    Frequently Asked Questions