Battle Creek, IA51006

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$108,000
5.4% YoY Growth
Median Household Income
$81,600
46.1% 5-Year Growth
Days on Market
51
83.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Battle Creek, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Battle Creek, IA is 51. This is a decrease of -83.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$167,00024.0%
Listing Count
5200.0%
Listings as % of HomesN/A200.0%
Days on Market
51-83.0%
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Demographics — Battle Creek, IA

As of the latest ACS Survey released in 2023, Battle Creek, IA has a population of 1,200, which has increased by 19.1% over the past 5 years. Battle Creek, IA is a popular place for families, as children make up 29.6% of the population. The area has a poorly educated workforce, with 14.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,20019.1%
% Under 18
29.6%27.0%
% Seniors
21.7%-7.7%
% WFH
16.3%379.4%
% w/ College Degree
14.7%34.9%
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As of the latest ACS Survey released in 2023, Battle Creek, IA is a predominantly white area, with 93.3% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Battle Creek, IA is hispanic, making up 5.1% of the population. Foreign-born residents account for 1.6% of the population in Battle Creek, IA, and this percentage has decreased by 68.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.3%-1.2%
% Black
0.7%∞%
% Hispanic
5.1%2,450.0%
% Asian
0.0%-100.0%
% Foreign Born
1.6%-68.6%
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Mortgage and Risk — Battle Creek, IA

According to HUD data as of 2023, there were 20 mortgage originations in Battle Creek, IA, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Battle Creek, IA. Investor activity is low, as 10.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
20
% Conventional Loans
75.0%
% Government Loans
25.0%
% Investor Loans
10.0%
% Second Loans
0.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Battle Creek, IA

Battle Creek, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
1.9%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$710
2 BedroomN/AN/A$910
3 BedroomN/AN/A$1,110
4 BedroomN/AN/A$1,250

Affordability — Battle Creek, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.2
Median Home Price$108,000
Median Household Income$81,600

Battle Creek, IA — ZIP Code Boundary Map

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Frequently Asked Questions