Hawarden, IA—51023
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hawarden, IA
Hawarden, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $183,000 | 7.2% |
| Single Family | $183,000 | 7.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hawarden, IA
Hawarden, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $825 | $825 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $825 | $825 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hawarden, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Hawarden, IA is 116. This is a increase of 95.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $220,000 | 2.0% |
Listing Count | 13 | 17.0% |
| Listings as % of Homes | 0.8% | 17.0% |
Days on Market | 116 | 95.0% |
Demographics — Hawarden, IA
As of the latest ACS Survey released in 2023, Hawarden, IA has a population of 3,440, which has increased by 6.3% over the past 5 years. Hawarden, IA is a popular place for families, as children make up 30.0% of the population. The area has a poorly educated workforce, with 20.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,440 | 6.3% |
% Under 18 | 30.0% | 5.3% |
% Seniors | 15.4% | -18.1% |
% WFH | 11.7% | 74.6% |
% w/ College Degree | 20.4% | 11.5% |
As of the latest ACS Survey released in 2023, Hawarden, IA is a predominantly white area, with 70.6% of the population identifying as white. The white population has grown by 0.1% in the last 5 years. The second most common race or ethnicity in Hawarden, IA is hispanic, making up 29.1% of the population. Foreign-born residents account for 19.0% of the population in Hawarden, IA, and this percentage has increased by 55.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.6% | 0.1% |
% Black | 0.1% | 0.0% |
% Hispanic | 29.1% | 2.5% |
% Asian | 0.0% | N/A |
% Foreign Born | 19.0% | 55.7% |
Mortgage and Risk — Hawarden, IA
According to HUD data as of 2023, there were 59 mortgage originations in Hawarden, IA, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Hawarden, IA. Investor activity is low, as 14.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 59 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 14.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Hawarden, IA
Hawarden, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 34 |
Total Units Section 8 | 34 |
% Rentals under Section 8 | 9.3% |
% Occupied Section 8 | 72.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$95 | $825 | $730 |
| 2 Bedroom | N/A | N/A | $920 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — Hawarden, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $183,000 |
| Median Household Income | $74,200 |