Sioux City, IA—51108
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sioux City, IA
As of Oct '25, the median home price in Sioux City, IA is $248,000, with a year-over-year change of 2.9%. This indicates that home prices in Sioux City, IA are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $248,000 | 3.0% |
| Single Family | $248,000 | 3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $164,000 | 4.5% |
3 Bed | $245,000 | 3.4% |
4 Bed | $349,000 | 4.2% |
| 5 Bed | $533,000 | 2.5% |
% of Housing Stock
Rental Trends — Sioux City, IA
Sioux City, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,080 | $1,080 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,080 | $1,080 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sioux City, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Sioux City, IA is 52. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $333,000 | 41.0% |
Listing Count | 15 | 48.0% |
| Listings as % of Homes | 0.3% | 48.0% |
Days on Market | 52 | 23.0% |
Demographics — Sioux City, IA
As of the latest ACS Survey released in 2023, Sioux City, IA has a population of 5,640, which has increased by 5.0% over the past 5 years. Sioux City, IA is a popular place for families, as children make up 30.4% of the population. The area has a moderately educated workforce, with 29.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,640 | 5.0% |
% Under 18 | 30.4% | 15.6% |
% Seniors | 18.8% | 16.0% |
% WFH | 6.9% | 213.6% |
% w/ College Degree | 29.7% | 39.4% |
As of the latest ACS Survey released in 2023, Sioux City, IA is a predominantly white area, with 80.1% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Sioux City, IA is hispanic, making up 16.6% of the population. Foreign-born residents account for 5.5% of the population in Sioux City, IA, and this percentage has decreased by 19.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.1% | -2.1% |
% Black | 0.0% | -100.0% |
% Hispanic | 16.6% | 26.7% |
% Asian | 1.5% | -57.1% |
% Foreign Born | 5.5% | -19.1% |
Mortgage and Risk — Sioux City, IA
According to HUD data as of 2023, there were 58 mortgage originations in Sioux City, IA, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Sioux City, IA. Investor activity is low, as 12.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 58 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 12.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Sioux City, IA
Sioux City, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 25 |
Total Units Section 8 | 25 |
% Rentals under Section 8 | 12.1% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $870 |
| 2 Bedroom | N/A | N/A | $1,100 |
| 3 Bedroom | $280 | $1,080 | $1,360 |
| 4 Bedroom | N/A | N/A | $1,470 |
Affordability — Sioux City, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $248,000 |
| Median Household Income | $78,300 |