Sioux City, IA—51109
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sioux City, IA
As of Oct '25, the median home price in Sioux City, IA is $169,000, with a year-over-year change of 4.8%. This indicates that home prices in Sioux City, IA are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $169,000 | 4.8% |
| Single Family | $169,000 | 5.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $105,000 | 5.0% |
2 Bed | $149,000 | 6.4% |
3 Bed | $190,000 | 5.6% |
4 Bed | $235,000 | 4.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sioux City, IA
Sioux City, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sioux City, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Sioux City, IA is 59. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $165,000 | -15.0% |
Listing Count | 7 | 118.0% |
| Listings as % of Homes | 0.4% | 118.0% |
Days on Market | 59 | 10.0% |
Demographics — Sioux City, IA
As of the latest ACS Survey released in 2023, Sioux City, IA has a population of 3,730, which has increased by 24.8% over the past 5 years. Sioux City, IA is a popular place for families, as children make up 25.9% of the population. The area has a poorly educated workforce, with 3.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,730 | 24.8% |
% Under 18 | 25.9% | 17.2% |
% Seniors | 16.2% | -4.1% |
% WFH | 2.0% | ∞% |
% w/ College Degree | 3.0% | -72.7% |
As of the latest ACS Survey released in 2023, Sioux City, IA is a predominantly white area, with 73.7% of the population identifying as white. The white population has shrunk by 13.9% in the last 5 years. The second most common race or ethnicity in Sioux City, IA is hispanic, making up 23.0% of the population. Foreign-born residents account for 7.9% of the population in Sioux City, IA, and this percentage has increased by 102.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.7% | -13.9% |
% Black | 0.2% | -88.2% |
% Hispanic | 23.0% | 119.0% |
% Asian | 0.2% | -71.4% |
% Foreign Born | 7.9% | 102.6% |
Mortgage and Risk — Sioux City, IA
According to HUD data as of 2023, there were 63 mortgage originations in Sioux City, IA, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Sioux City, IA. Investor activity is low, as 10.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 63 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 10.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Sioux City, IA
Sioux City, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 75 |
Total Units Section 8 | 36 |
% Rentals under Section 8 | 13.4% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $1,050 |
| 3 Bedroom | N/A | N/A | $1,270 |
| 4 Bedroom | N/A | N/A | $1,390 |
Affordability — Sioux City, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $169,000 |
| Median Household Income | $70,800 |