Estherville, IA51334

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$132,000
2.8% YoY Growth
Median Household Income
$61,200
18.6% 5-Year Growth
Days on Market
45
35.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$750
27.2% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$750
33.6% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — Estherville, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Estherville, IA is 45. This is a decrease of -35.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$250,00091.0%
Listing Count
2017.0%
Listings as % of Homes0.4%17.0%
Days on Market
45-35.0%
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Demographics — Estherville, IA

As of the latest ACS Survey released in 2023, Estherville, IA has a population of 6,830, which has decreased by -2.7% over the past 5 years. Estherville, IA is a moderately popular place for families, as children make up 18.3% of the population. The area has a poorly educated workforce, with 14.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,830-2.7%
% Under 18
18.3%-9.0%
% Seniors
21.5%13.2%
% WFH
8.6%-5.5%
% w/ College Degree
14.9%-36.3%
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As of the latest ACS Survey released in 2023, Estherville, IA is a predominantly white area, with 83.0% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Estherville, IA is hispanic, making up 12.5% of the population. Foreign-born residents account for 5.4% of the population in Estherville, IA, and this percentage has decreased by 6.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
83.0%-2.2%
% Black
2.3%9.5%
% Hispanic
12.5%3.3%
% Asian
0.3%-40.0%
% Foreign Born
5.4%-6.9%
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Mortgage and Risk — Estherville, IA

According to HUD data as of 2023, there were 96 mortgage originations in Estherville, IA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Estherville, IA. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
96
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
0.0%
% Second Loans
2.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Estherville, IA

Estherville, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
71
Total Units Section 8
71
% Rentals under Section 8
N/A
% Occupied Section 8
81.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$760
2 Bedroom$190$750$940
3 BedroomN/AN/A$1,250
4 BedroomN/AN/A$1,340

Affordability — Estherville, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.1
Median Home Price$132,000
Median Household Income$61,200

Estherville, IA — ZIP Code Boundary Map

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Frequently Asked Questions