Hartley, IA—51346
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hartley, IA
Hartley, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $164,000 | 6.8% |
| Single Family | $165,000 | 6.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $105,000 | 8.2% |
3 Bed | $169,000 | 8.3% |
4 Bed | $231,000 | 8.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hartley, IA
As of July '25, Rentcast reports the average rent in Hartley, IA is $950, with a year-over-year rent change of 18.8%. Per bedroom, the median rent as of July '25 in Hartley, IA is 2-bedrooms: $800, 3-bedrooms: $1,100. The most common rental property sizes in Hartley, IA are 2-bedroom and 1-bedroom, accounting for 33.5% and 28.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $800 | $950 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $800 | $800 |
| 3 Bed Rent | $1,100 | $1,100 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hartley, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Hartley, IA is 68. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $225,000 | 30.0% |
Listing Count | 12 | 68.0% |
| Listings as % of Homes | 0.7% | 68.0% |
Days on Market | 68 | 2.0% |
Demographics — Hartley, IA
As of the latest ACS Survey released in 2023, Hartley, IA has a population of 2,210, which has increased by 1.2% over the past 5 years. Hartley, IA is a moderately popular place for families, as children make up 19.3% of the population. The area has a poorly educated workforce, with 21.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,210 | 1.2% |
% Under 18 | 19.3% | -17.5% |
% Seniors | 24.1% | 10.0% |
% WFH | 7.6% | 171.4% |
% w/ College Degree | 21.7% | 24.7% |
As of the latest ACS Survey released in 2023, Hartley, IA is a predominantly white area, with 92.3% of the population identifying as white. The white population has grown by 2.8% in the last 5 years. The second most common race or ethnicity in Hartley, IA is hispanic, making up 5.3% of the population. Foreign-born residents account for 2.5% of the population in Hartley, IA, and this percentage has decreased by 28.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.3% | 2.8% |
% Black | 0.0% | -100.0% |
% Hispanic | 5.3% | -19.7% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.5% | -28.6% |
Mortgage and Risk — Hartley, IA
According to HUD data as of 2023, there were 27 mortgage originations in Hartley, IA, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 82.0%, with 48.0% above 90% LTV (very high). This implies large mortgage risk in Hartley, IA. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 27 |
% Conventional Loans | 59.0% |
% Government Loans | 41.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Hartley, IA
Hartley, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 14 |
Total Units Section 8 | 14 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | $150 | $800 | $950 |
| 3 Bedroom | $160 | $1,100 | $1,260 |
| 4 Bedroom | N/A | N/A | $1,260 |
Affordability — Hartley, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $164,000 |
| Median Household Income | $60,200 |