Lake Park, IA51347

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$237,000
0.4% YoY Growth
Median Household Income
$81,700
20.9% 5-Year Growth
Days on Market
59
56.0% Longer than last year
Home Price Forecast
0.1%
Median Rent
$1,600
25.6% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,600
N/A

Property Listings — Lake Park, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Lake Park, IA is 59. This is a increase of 56.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$299,0004.0%
Listing Count
8-35.0%
Listings as % of Homes0.7%-35.0%
Days on Market
5956.0%
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Demographics — Lake Park, IA

As of the latest ACS Survey released in 2023, Lake Park, IA has a population of 1,520, which has remained stable by -0.1% over the past 5 years. Lake Park, IA is a moderately popular place for families, as children make up 24.7% of the population. The area has a poorly educated workforce, with 21.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,520-0.1%
% Under 18
24.7%10.3%
% Seniors
24.3%14.6%
% WFH
5.7%200.0%
% w/ College Degree
21.4%-7.8%
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As of the latest ACS Survey released in 2023, Lake Park, IA is a predominantly white area, with 93.7% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Lake Park, IA is hispanic, making up 3.1% of the population. Foreign-born residents account for 2.2% of the population in Lake Park, IA, and this percentage has increased by 266.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.7%-3.5%
% Black
0.0%N/A
% Hispanic
3.1%121.4%
% Asian
0.9%12.5%
% Foreign Born
2.2%266.7%
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Mortgage and Risk — Lake Park, IA

According to HUD data as of 2023, there were 45 mortgage originations in Lake Park, IA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Lake Park, IA. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
45
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
2.0%
% Second Loans
4.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Lake Park, IA

Lake Park, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
13
Total Units Section 8
13
% Rentals under Section 8
N/A
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$860
2 BedroomN/AN/A$1,130
3 Bedroom-$240$1,600$1,360
4 BedroomN/AN/A$1,500

Affordability — Lake Park, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.6
Median Home Price$237,000
Median Household Income$81,700

Lake Park, IA — ZIP Code Boundary Map

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Frequently Asked Questions