Ruthven, IA—51358
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ruthven, IA
Ruthven, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $182,000 | 8.1% |
| Single Family | $182,000 | 9.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ruthven, IA
Ruthven, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ruthven, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ruthven, IA is 58. This is a decrease of -41.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $300,000 | 48.0% |
Listing Count | 6 | -17.0% |
| Listings as % of Homes | 0.5% | -17.0% |
Days on Market | 58 | -41.0% |
Demographics — Ruthven, IA
As of the latest ACS Survey released in 2023, Ruthven, IA has a population of 1,280, which has increased by 2.4% over the past 5 years. Ruthven, IA is a moderately popular place for families, as children make up 24.2% of the population. The area has a moderately educated workforce, with 28.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,280 | 2.4% |
% Under 18 | 24.2% | 3.9% |
% Seniors | 25.0% | 11.1% |
% WFH | 9.1% | 810.0% |
% w/ College Degree | 28.7% | 16.2% |
As of the latest ACS Survey released in 2023, Ruthven, IA is a predominantly white area, with 86.6% of the population identifying as white. The white population has shrunk by 11.5% in the last 5 years. The second most common race or ethnicity in Ruthven, IA is hispanic, making up 4.6% of the population. Foreign-born residents account for 1.9% of the population in Ruthven, IA, and this percentage has increased by 280.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.6% | -11.5% |
% Black | 0.1% | ∞% |
% Hispanic | 4.6% | 475.0% |
% Asian | 1.0% | 66.7% |
% Foreign Born | 1.9% | 280.0% |
Mortgage and Risk — Ruthven, IA
According to HUD data as of 2023, there were 23 mortgage originations in Ruthven, IA, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Ruthven, IA. Investor activity is low, as 0.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 23 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 0.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Ruthven, IA
Ruthven, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 19 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $670 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,160 |
| 4 Bedroom | N/A | N/A | $1,160 |
Affordability — Ruthven, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $182,000 |
| Median Household Income | $70,900 |