Griswold, IA51535

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$177,000
7.3% YoY Growth
Median Household Income
$83,900
43.8% 5-Year Growth
Days on Market
83
32.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$650
4.5% YoY Growth
1-Bed Rent
$650
4.5% YoY Growth
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Griswold, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Griswold, IA is 83. This is a increase of 32.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$144,000-31.0%
Listing Count
1017.0%
Listings as % of Homes0.2%17.0%
Days on Market
8332.0%
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Demographics — Griswold, IA

As of the latest ACS Survey released in 2023, Griswold, IA has a population of 1,770, which has decreased by -5.0% over the past 5 years. Griswold, IA is a moderately popular place for families, as children make up 22.9% of the population. The area has a poorly educated workforce, with 19.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,770-5.0%
% Under 18
22.9%-25.6%
% Seniors
25.5%40.9%
% WFH
14.3%155.4%
% w/ College Degree
19.8%15.1%
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As of the latest ACS Survey released in 2023, Griswold, IA is a predominantly white area, with 93.3% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Griswold, IA is hispanic, making up 3.3% of the population. Foreign-born residents account for 0.7% of the population in Griswold, IA, and this percentage has decreased by 68.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.3%-0.4%
% Black
0.0%N/A
% Hispanic
3.3%230.0%
% Asian
0.0%-100.0%
% Foreign Born
0.7%-68.2%
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Mortgage and Risk — Griswold, IA

According to HUD data as of 2023, there were 29 mortgage originations in Griswold, IA, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Griswold, IA. Investor activity is low, as 10.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
29
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
10.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Griswold, IA

Griswold, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
12
Total Units Section 8
12
% Rentals under Section 8
14.1%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$230$650$880
2 BedroomN/AN/A$1,060
3 BedroomN/AN/A$1,410
4 BedroomN/AN/A$1,560

Affordability — Griswold, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.8
Median Home Price$177,000
Median Household Income$83,900

Griswold, IA — ZIP Code Boundary Map

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Frequently Asked Questions