Missouri Valley, IA—51555
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Missouri Valley, IA
As of Oct '25, the median home price in Missouri Valley, IA is $223,000, with a year-over-year change of 5.2%. This indicates that home prices in Missouri Valley, IA are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $223,000 | 5.2% |
| Single Family | $224,000 | 5.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $145,000 | 5.8% |
3 Bed | $252,000 | 7.2% |
4 Bed | $357,000 | 7.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Missouri Valley, IA
As of July '25, Rentcast reports the average rent in Missouri Valley, IA is $700, with a year-over-year rent change of 40.0%. Per bedroom, the median rent as of July '25 in Missouri Valley, IA is 2-bedrooms: $700. The most common rental property sizes in Missouri Valley, IA are 1-bedroom and 2-bedroom, accounting for 41.6% and 35.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $700 | $700 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $700 | $700 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Missouri Valley, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Missouri Valley, IA is 40. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $242,000 | -2.0% |
Listing Count | 29 | 15.0% |
| Listings as % of Homes | 0.4% | 15.0% |
Days on Market | 40 | 2.0% |
Demographics — Missouri Valley, IA
As of the latest ACS Survey released in 2023, Missouri Valley, IA has a population of 4,880, which has remained stable by -0.1% over the past 5 years. Missouri Valley, IA is a moderately popular place for families, as children make up 18.8% of the population. The area has a poorly educated workforce, with 23.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,880 | -0.1% |
% Under 18 | 18.8% | -18.6% |
% Seniors | 19.7% | 18.0% |
% WFH | 10.5% | 183.8% |
% w/ College Degree | 23.0% | 23.0% |
As of the latest ACS Survey released in 2023, Missouri Valley, IA is a predominantly white area, with 92.6% of the population identifying as white. The white population has shrunk by 5.0% in the last 5 years. The second most common race or ethnicity in Missouri Valley, IA is hispanic, making up 2.2% of the population. Foreign-born residents account for 0.7% of the population in Missouri Valley, IA, and this percentage has increased by 16.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.6% | -5.0% |
% Black | 0.0% | N/A |
% Hispanic | 2.2% | 15.8% |
% Asian | 0.2% | -33.3% |
% Foreign Born | 0.7% | 16.7% |
Mortgage and Risk — Missouri Valley, IA
According to HUD data as of 2023, there were 100 mortgage originations in Missouri Valley, IA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Missouri Valley, IA. Investor activity is low, as 7.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 100 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 7.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Missouri Valley, IA
Missouri Valley, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 141 |
Total Units Section 8 | 67 |
% Rentals under Section 8 | 14.2% |
% Occupied Section 8 | 65.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | $360 | $700 | $1,060 |
| 3 Bedroom | N/A | N/A | $1,410 |
| 4 Bedroom | N/A | N/A | $1,560 |
Affordability — Missouri Valley, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $223,000 |
| Median Household Income | $77,300 |