Moorhead, IA—51558
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Moorhead, IA
Moorhead, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $162,000 | 1.3% |
| Single Family | $162,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $178,000 | 4.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Moorhead, IA
Moorhead, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Moorhead, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Moorhead, IA is 47. This is a increase of 116.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $75,000 | 92.0% |
Listing Count | 3 | 56.0% |
| Listings as % of Homes | 0.3% | 56.0% |
Days on Market | 47 | 116.0% |
Demographics — Moorhead, IA
As of the latest ACS Survey released in 2023, Moorhead, IA has a population of 680, which has increased by 81.8% over the past 5 years. Moorhead, IA is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 18.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 680 | 81.8% |
% Under 18 | 23.1% | 80.5% |
% Seniors | 15.3% | -41.6% |
% WFH | 3.0% | -64.3% |
% w/ College Degree | 18.9% | 53.7% |
As of the latest ACS Survey released in 2023, Moorhead, IA is a predominantly white area, with 86.6% of the population identifying as white. The white population has shrunk by 10.3% in the last 5 years. The second most common race or ethnicity in Moorhead, IA is black, making up 0.0% of the population. Foreign-born residents account for 0.0% of the population in Moorhead, IA, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.6% | -10.3% |
% Black | 0.0% | N/A |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Moorhead, IA
According to HUD data as of 2023, there were 17 mortgage originations in Moorhead, IA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Moorhead, IA. Investor activity is low, as 12.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 17 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 12.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Moorhead, IA
Moorhead, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | N/A | N/A | $1,060 |
| 3 Bedroom | N/A | N/A | $1,410 |
| 4 Bedroom | N/A | N/A | $1,560 |
Affordability — Moorhead, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.8 |
| Median Home Price | $162,000 |
| Median Household Income | $78,400 |