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Dubuque, IA—52001

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$212,000
5.7% YoY Growth
Household Income
$60,900
22.6% YoY Growth
Days on Market
37
10.0% Shorter YoY
Home Price Forecast
1.2%
Median Rent
$1,000
3.5% YoY Growth
1-Bed Rent
$800
7.2% YoY Growth
2-Bed Rent
$950
2.9% YoY Growth
3-Bed Rent
$1,400
6.5% YoY Growth

Other Zip Codes in Dubuque, IA

5200352002
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Dubuque, IA

As of May '26, the median home price in Dubuque, IA is $212,000, with a year-over-year change of 5.7%. This indicates that home prices in Dubuque, IA are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$212,0005.7%
Single Family $211,0005.0%
Condos $247,0008.3%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $129,000
    6.6%
    2 Bed
    		$173,0006.1%
    3 Bed
    		$223,0006.7%
    4 Bed
    		$264,0006.5%
    5 Bed $327,7235.8%
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    % of Housing Stock

    Studio
    5.4%
    1 Bedroom
    11.5%
    2 Bedrooms
    27.0%
    3 Bedrooms
    39.8%
    4 Bedrooms
    12.9%
    5+ Bedrooms
    3.4%

    Rental Trends — Dubuque, IA

    As of July '25, Rentcast reports the average rent in Dubuque, IA is $1,170, with a year-over-year rent change of 3.5%. Per bedroom, the median rent as of July '25 in Dubuque, IA is studios: $900, 1-bedrooms: $874, 2-bedrooms: $1,060, 3-bedrooms: $1,430, 4-bedrooms: $1,950. The most common rental property sizes in Dubuque, IA are 2-bedroom and 1-bedroom, accounting for 36.9% and 26.3% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,000$1,170
    Studio Rent $750$900
    1 Bed Rent $800$874
    2 Bed Rent $950$1,060
    3 Bed Rent $1,400$1,430
    4 Bed Rent $1,620$1,950
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    % of Rental Stock

    Studio
    11.9%
    1 Bedroom
    26.3%
    2 Bedrooms
    36.9%
    3 Bedrooms
    16.7%
    4 Bedrooms
    7.2%
    5+ Bedrooms
    1.0%

    Property Listings — Dubuque, IA

    As of May '26, Realtor.com reports that the median days on market for a home in Dubuque, IA is 37. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$218,000-32.0%
    Listing Count
    		9150.0%
    Listings as % of Homes0.1%50.0%
    Days on Market
    		37-10.0%
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    Demographics — Dubuque, IA

    As of the latest ACS Survey released in 2023, Dubuque, IA has a population of 43,100, which has remained stable by -1.0% over the past 5 years. Dubuque, IA is a moderately popular place for families, as children make up 18.8% of the population. The area has a moderately educated workforce, with 30.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.8% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		43,100-1.0%
    % Under 18
    		18.8%-9.6%
    % Seniors
    		19.2%20.0%
    % WFH
    		9.8%172.2%
    % w/ College Degree
    		30.2%13.5%
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    As of the latest ACS Survey released in 2023, Dubuque, IA is a predominantly white area, with 84.4% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Dubuque, IA is black, making up 4.8% of the population. Foreign-born residents account for 3.8% of the population in Dubuque, IA, and this percentage has increased by 18.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		84.4%-3.2%
    % Black
    		4.8%-25.0%
    % Hispanic
    		4.1%57.7%
    % Asian
    		1.4%27.3%
    % Foreign Born
    		3.8%18.8%
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    Mortgage and Risk — Dubuque, IA

    According to HUD data as of 2023, there were 877 mortgage originations in Dubuque, IA, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Dubuque, IA. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		877
    % Conventional Loans
    		91.0%
    % Government Loans
    		9.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		7.0%
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    Rentals and Section 8 — Dubuque, IA

    As of 2024, the percent of homes in Dubuque, IA under the Section 8 program is 19.1%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Dubuque, IA, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		1,350
    Total Units Section 8
    		1,350
    % Rentals under Section 8
    		19.1%
    % Occupied Section 8
    		86.5%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$50$800$750
    2 Bedroom$30$950$980
    3 Bedroom-$110$1,400$1,290
    4 Bedroom$30$1,620$1,650

    Affordability — Dubuque, IA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.1
    Median Home Price$212,000
    Median Household Income$60,900

    Dubuque, IA — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions