Bernard, IA—52032
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bernard, IA
As of Oct '25, the median home price in Bernard, IA is $282,000, with a year-over-year change of 5.8%. This indicates that home prices in Bernard, IA are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $282,000 | 5.8% |
| Single Family | $281,000 | 5.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $166,000 | 1.8% |
3 Bed | $358,000 | 5.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bernard, IA
Bernard, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bernard, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Bernard, IA is 153. This is a increase of 4100.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $254,000 | -35.0% |
Listing Count | 3 | 233.0% |
| Listings as % of Homes | 0.1% | 233.0% |
Days on Market | 153 | 4,100.0% |
Demographics — Bernard, IA
As of the latest ACS Survey released in 2023, Bernard, IA has a population of 1,280, which has decreased by -20.9% over the past 5 years. Bernard, IA is a moderately popular place for families, as children make up 16.1% of the population. The area has a poorly educated workforce, with 11.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,280 | -20.9% |
% Under 18 | 16.1% | -30.6% |
% Seniors | 22.9% | 50.7% |
% WFH | 16.2% | 153.1% |
% w/ College Degree | 11.0% | -56.7% |
As of the latest ACS Survey released in 2023, Bernard, IA is a predominantly white area, with 93.8% of the population identifying as white. The white population has shrunk by 5.8% in the last 5 years. The second most common race or ethnicity in Bernard, IA is hispanic, making up 0.3% of the population. Foreign-born residents account for 0.0% of the population in Bernard, IA, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.8% | -5.8% |
% Black | 0.0% | N/A |
% Hispanic | 0.3% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Bernard, IA
Bernard, IA lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Bernard, IA
Bernard, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $670 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,150 |
| 4 Bedroom | N/A | N/A | $1,430 |
Affordability — Bernard, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $282,000 |
| Median Household Income | $83,600 |