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Peosta, IA—52068

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$437,000
6.1% YoY Growth
Household Income
$123,000
33.4% YoY Growth
Days on Market
52
57.0% Shorter YoY
Home Price Forecast
1.0%
Median Rent
$1,250
5.3% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,250
0.0% YoY Growth
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Peosta, IA

As of May '26, the median home price in Peosta, IA is $437,000, with a year-over-year change of 6.1%. This indicates that home prices in Peosta, IA are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$437,0006.1%
Single Family $438,0005.8%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$355,0003.5%
    3 Bed
    		$400,0006.1%
    4 Bed
    		$476,0005.3%
    5 Bed $576,5465.1%
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    % of Housing Stock

    1 Bedroom
    0.3%
    2 Bedrooms
    9.4%
    3 Bedrooms
    35.7%
    4 Bedrooms
    42.2%
    5+ Bedrooms
    12.4%

    Rental Trends — Peosta, IA

    As of July '25, Rentcast reports the average rent in Peosta, IA is $1,250, with a year-over-year rent change of -5.3%. Per bedroom, the median rent as of July '25 in Peosta, IA is 2-bedrooms: $1,250. The most common rental property sizes in Peosta, IA are 2-bedroom and 3-bedroom, accounting for 51.0% and 38.5% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,250$1,250
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $1,250$1,250
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    4.8%
    2 Bedrooms
    51.0%
    3 Bedrooms
    38.5%
    4 Bedrooms
    5.8%

    Property Listings — Peosta, IA

    As of May '26, Realtor.com reports that the median days on market for a home in Peosta, IA is 52. This is a decrease of -57.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 73.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$538,00010.0%
    Listing Count
    		11-21.0%
    Listings as % of Homes0.6%-21.0%
    Days on Market
    		52-57.0%
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    Demographics — Peosta, IA

    As of the latest ACS Survey released in 2023, Peosta, IA has a population of 4,580, which has increased by 4.5% over the past 5 years. Peosta, IA is a popular place for families, as children make up 30.5% of the population. The area has a moderately educated workforce, with 39.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.3% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		4,5804.5%
    % Under 18
    		30.5%2.0%
    % Seniors
    		12.6%-3.1%
    % WFH
    		13.3%183.0%
    % w/ College Degree
    		39.9%0.8%
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    As of the latest ACS Survey released in 2023, Peosta, IA is a predominantly white area, with 93.5% of the population identifying as white. The white population has grown by 1.1% in the last 5 years. The second most common race or ethnicity in Peosta, IA is hispanic, making up 3.5% of the population. Foreign-born residents account for 0.5% of the population in Peosta, IA, and this percentage has decreased by 16.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		93.5%1.1%
    % Black
    		1.4%-51.7%
    % Hispanic
    		3.5%-12.5%
    % Asian
    		0.2%-33.3%
    % Foreign Born
    		0.5%-16.7%
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    Mortgage and Risk — Peosta, IA

    According to HUD data as of 2023, there were 187 mortgage originations in Peosta, IA, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 44.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Peosta, IA. Investor activity is low, as 1.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		187
    % Conventional Loans
    		97.0%
    % Government Loans
    		3.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		4.0%
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    Rentals and Section 8 — Peosta, IA

    Peosta, IA lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		33
    Total Units Section 8
    		25
    % Rentals under Section 8
    		19.2%
    % Occupied Section 8
    		82.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$740
    2 Bedroom-$290$1,250$960
    3 BedroomN/AN/A$1,270
    4 BedroomN/AN/A$1,610

    Affordability — Peosta, IA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.1
    Median Home Price$437,000
    Median Household Income$123,000

    Peosta, IA — ZIP Code Boundary Map

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    Frequently Asked Questions