Peosta, IA—52068
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Peosta, IA
As of Oct '25, the median home price in Peosta, IA is $420,000, with a year-over-year change of 5.1%. This indicates that home prices in Peosta, IA are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $420,000 | 5.1% |
| Single Family | $420,000 | 4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $350,000 | 5.1% |
3 Bed | $383,000 | 5.2% |
4 Bed | $463,000 | 4.5% |
| 5 Bed | $555,000 | 3.7% |
% of Housing Stock
Rental Trends — Peosta, IA
As of July '25, Rentcast reports the average rent in Peosta, IA is $1,250, with a year-over-year rent change of -5.3%. Per bedroom, the median rent as of July '25 in Peosta, IA is 2-bedrooms: $1,250. The most common rental property sizes in Peosta, IA are 2-bedroom and 3-bedroom, accounting for 51.0% and 38.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,250 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,250 | $1,250 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Peosta, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Peosta, IA is 108. This is a increase of 137.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $533,000 | 9.0% |
Listing Count | 16 | 5.0% |
| Listings as % of Homes | 0.6% | 5.0% |
Days on Market | 108 | 137.0% |
Demographics — Peosta, IA
As of the latest ACS Survey released in 2023, Peosta, IA has a population of 4,580, which has increased by 4.5% over the past 5 years. Peosta, IA is a popular place for families, as children make up 30.5% of the population. The area has a moderately educated workforce, with 39.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,580 | 4.5% |
% Under 18 | 30.5% | 2.0% |
% Seniors | 12.6% | -3.1% |
% WFH | 13.3% | 183.0% |
% w/ College Degree | 39.9% | 0.8% |
As of the latest ACS Survey released in 2023, Peosta, IA is a predominantly white area, with 93.5% of the population identifying as white. The white population has grown by 1.1% in the last 5 years. The second most common race or ethnicity in Peosta, IA is hispanic, making up 3.5% of the population. Foreign-born residents account for 0.5% of the population in Peosta, IA, and this percentage has decreased by 16.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.5% | 1.1% |
% Black | 1.4% | -51.7% |
% Hispanic | 3.5% | -12.5% |
% Asian | 0.2% | -33.3% |
% Foreign Born | 0.5% | -16.7% |
Mortgage and Risk — Peosta, IA
According to HUD data as of 2023, there were 187 mortgage originations in Peosta, IA, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 44.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Peosta, IA. Investor activity is low, as 1.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 187 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Peosta, IA
Peosta, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 33 |
Total Units Section 8 | 25 |
% Rentals under Section 8 | 19.2% |
% Occupied Section 8 | 82.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | -$290 | $1,250 | $960 |
| 3 Bedroom | N/A | N/A | $1,270 |
| 4 Bedroom | N/A | N/A | $1,610 |
Affordability — Peosta, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $420,000 |
| Median Household Income | $123,000 |