Belle Plaine, IA—52208
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Belle Plaine, IA
As of Oct '25, the median home price in Belle Plaine, IA is $147,000, with a year-over-year change of 4.7%. This indicates that home prices in Belle Plaine, IA are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $147,000 | 4.7% |
| Single Family | $147,000 | 5.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $102,000 | 3.0% |
3 Bed | $153,000 | 6.2% |
4 Bed | $187,000 | 6.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Belle Plaine, IA
Belle Plaine, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Belle Plaine, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Belle Plaine, IA is 61. This is a decrease of -42.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $199,000 | -6.0% |
Listing Count | 25 | 13.0% |
| Listings as % of Homes | 1.0% | 13.0% |
Days on Market | 61 | -42.0% |
Demographics — Belle Plaine, IA
As of the latest ACS Survey released in 2023, Belle Plaine, IA has a population of 2,920, which has decreased by -3.7% over the past 5 years. Belle Plaine, IA is a moderately popular place for families, as children make up 15.9% of the population. The area has a poorly educated workforce, with 17.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,920 | -3.7% |
% Under 18 | 15.9% | -29.3% |
% Seniors | 23.3% | 30.2% |
% WFH | 6.0% | 76.5% |
% w/ College Degree | 17.1% | 11.0% |
As of the latest ACS Survey released in 2023, Belle Plaine, IA is a predominantly white area, with 93.7% of the population identifying as white. The white population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Belle Plaine, IA is hispanic, making up 2.6% of the population. Foreign-born residents account for 1.4% of the population in Belle Plaine, IA, and this percentage has increased by 133.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.7% | -4.6% |
% Black | 0.7% | ∞% |
% Hispanic | 2.6% | 2,500.0% |
% Asian | 0.8% | ∞% |
% Foreign Born | 1.4% | 133.3% |
Mortgage and Risk — Belle Plaine, IA
According to HUD data as of 2023, there were 88 mortgage originations in Belle Plaine, IA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Belle Plaine, IA. Investor activity is low, as 9.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 88 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 9.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Belle Plaine, IA
Belle Plaine, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 1.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,150 |
| 4 Bedroom | N/A | N/A | $1,300 |
Affordability — Belle Plaine, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.8 |
| Median Home Price | $147,000 |
| Median Household Income | $71,300 |