Center Point, IA—52213
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Center Point, IA
Home Price Trends — Center Point, IA
As of Oct '25, the median home price in Center Point, IA is $309,000, with a year-over-year change of 3.5%. This indicates that home prices in Center Point, IA are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $309,000 | 3.5% |
| Single Family | $312,000 | 4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $239,000 | 6.7% |
3 Bed | $288,000 | 4.0% |
4 Bed | $351,000 | 2.3% |
| 5 Bed | $458,000 | 3.2% |
% of Housing Stock
Rental Trends — Center Point, IA
As of July '25, Rentcast reports the average rent in Center Point, IA is $704, with a year-over-year rent change of -29.6%. Per bedroom, the median rent as of July '25 in Center Point, IA is 1-bedrooms: $717, 2-bedrooms: $692. The most common rental property sizes in Center Point, IA are 1-bedroom and 2-bedroom, accounting for 37.5% and 36.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $675 | $704 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $650 | $717 |
| 2 Bed Rent | $675 | $692 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Center Point, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Center Point, IA is 45. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 60.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $342,000 | 76.0% |
Listing Count | 20 | -5.0% |
| Listings as % of Homes | 0.7% | -5.0% |
Days on Market | 45 | 12.0% |
Demographics — Center Point, IA
As of the latest ACS Survey released in 2023, Center Point, IA has a population of 3,980, which has decreased by -2.0% over the past 5 years. Center Point, IA is a moderately popular place for families, as children make up 21.8% of the population. The area has a moderately educated workforce, with 31.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,980 | -2.0% |
% Under 18 | 21.8% | -17.1% |
% Seniors | 17.1% | 11.8% |
% WFH | 15.6% | 225.0% |
% w/ College Degree | 31.6% | 39.2% |
As of the latest ACS Survey released in 2023, Center Point, IA is a predominantly white area, with 98.5% of the population identifying as white. The white population has grown by 0.5% in the last 5 years. The second most common race or ethnicity in Center Point, IA is asian, making up 0.5% of the population. Foreign-born residents account for 0.3% of the population in Center Point, IA, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.5% | 0.5% |
% Black | 0.4% | ∞% |
% Hispanic | 0.1% | -85.7% |
% Asian | 0.5% | -16.7% |
% Foreign Born | 0.3% | -50.0% |
Mortgage and Risk — Center Point, IA
According to HUD data as of 2023, there were 122 mortgage originations in Center Point, IA, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Center Point, IA. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 122 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Center Point, IA
Center Point, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $240 | $650 | $890 |
| 2 Bedroom | $495 | $675 | $1,170 |
| 3 Bedroom | N/A | N/A | $1,630 |
| 4 Bedroom | N/A | N/A | $1,950 |
Affordability — Center Point, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $309,000 |
| Median Household Income | $94,900 |