Coggon, IA—52218
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Coggon, IA
As of Oct '25, the median home price in Coggon, IA is $232,000, with a year-over-year change of 5.6%. This indicates that home prices in Coggon, IA are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $232,000 | 5.6% |
| Single Family | $235,000 | 5.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $172,000 | 4.9% |
3 Bed | $257,000 | 5.3% |
4 Bed | $271,000 | 4.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Coggon, IA
Coggon, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Coggon, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Coggon, IA is 68. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 86.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $149,000 | -21.0% |
Listing Count | 7 | 5.0% |
| Listings as % of Homes | 0.4% | 5.0% |
Days on Market | 68 | 17.0% |
Demographics — Coggon, IA
As of the latest ACS Survey released in 2023, Coggon, IA has a population of 1,700, which has decreased by -5.6% over the past 5 years. Coggon, IA is a popular place for families, as children make up 28.6% of the population. The area has a poorly educated workforce, with 24.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,700 | -5.6% |
% Under 18 | 28.6% | 35.5% |
% Seniors | 12.2% | -46.3% |
% WFH | 7.2% | -29.4% |
% w/ College Degree | 24.3% | 38.9% |
As of the latest ACS Survey released in 2023, Coggon, IA is a predominantly white area, with 99.4% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Coggon, IA is black, making up 0.5% of the population. Foreign-born residents account for 0.2% of the population in Coggon, IA, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 99.4% | 0.8% |
% Black | 0.5% | ∞% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.1% | ∞% |
% Foreign Born | 0.2% | -33.3% |
Mortgage and Risk — Coggon, IA
According to HUD data as of 2023, there were 64 mortgage originations in Coggon, IA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Coggon, IA. Investor activity is low, as 5.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 64 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Coggon, IA
Coggon, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $680 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,440 |
Affordability — Coggon, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $232,000 |
| Median Household Income | $90,900 |