Kalona, IA52247

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$309,000
3.8% YoY Growth
Median Household Income
$82,100
30.2% 5-Year Growth
Days on Market
70
6.0% Longer than last year
Home Price Forecast
0.8%
Median Rent
$700
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
$700
N/A
3-Bed Rent
N/A
N/A

Property Listings — Kalona, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Kalona, IA is 70. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$339,0002.0%
Listing Count
1523.0%
Listings as % of Homes0.6%23.0%
Days on Market
706.0%
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Demographics — Kalona, IA

As of the latest ACS Survey released in 2023, Kalona, IA has a population of 5,300, which has decreased by -4.4% over the past 5 years. Kalona, IA is a popular place for families, as children make up 25.5% of the population. The area has a moderately educated workforce, with 33.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
5,300-4.4%
% Under 18
25.5%-4.1%
% Seniors
19.8%10.0%
% WFH
14.9%112.9%
% w/ College Degree
33.2%97.6%
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As of the latest ACS Survey released in 2023, Kalona, IA is a predominantly white area, with 91.9% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Kalona, IA is hispanic, making up 3.2% of the population. Foreign-born residents account for 2.9% of the population in Kalona, IA, and this percentage has increased by 81.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
91.9%-4.3%
% Black
1.1%∞%
% Hispanic
3.2%0.0%
% Asian
0.3%50.0%
% Foreign Born
2.9%81.2%
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Mortgage and Risk — Kalona, IA

According to HUD data as of 2023, there were 167 mortgage originations in Kalona, IA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Kalona, IA. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
167
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
2.0%
% Second Loans
4.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Kalona, IA

Kalona, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
0.6%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$820
2 Bedroom$280$700$980
3 BedroomN/AN/A$1,380
4 BedroomN/AN/A$1,660

Affordability — Kalona, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$309,000
Median Household Income$82,100

Kalona, IA — ZIP Code Boundary Map

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Frequently Asked Questions