Mechanicsville, IA—52306
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mechanicsville, IA
Mechanicsville, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $216,000 | 5.1% |
| Single Family | $216,000 | 4.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $180,000 | 5.9% |
3 Bed | $217,000 | 5.9% |
4 Bed | $272,000 | 5.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mechanicsville, IA
Mechanicsville, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mechanicsville, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Mechanicsville, IA is 68. This is a increase of 136.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $180,000 | 12.0% |
Listing Count | 7 | 31.0% |
| Listings as % of Homes | 0.8% | 31.0% |
Days on Market | 68 | 136.0% |
Demographics — Mechanicsville, IA
As of the latest ACS Survey released in 2023, Mechanicsville, IA has a population of 1,450, which has decreased by -13.5% over the past 5 years. Mechanicsville, IA is a moderately popular place for families, as children make up 18.3% of the population. The area has a poorly educated workforce, with 14.7% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,450 | -13.5% |
% Under 18 | 18.3% | -21.5% |
% Seniors | 23.3% | 29.4% |
% WFH | 26.7% | 480.4% |
% w/ College Degree | 14.7% | -32.3% |
As of the latest ACS Survey released in 2023, Mechanicsville, IA is a predominantly white area, with 96.2% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Mechanicsville, IA is hispanic, making up 2.6% of the population. Foreign-born residents account for 0.0% of the population in Mechanicsville, IA, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.2% | -3.4% |
% Black | 0.0% | N/A |
% Hispanic | 2.6% | 550.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Mechanicsville, IA
According to HUD data as of 2023, there were 112 mortgage originations in Mechanicsville, IA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Mechanicsville, IA. Investor activity is low, as 5.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 112 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Mechanicsville, IA
Mechanicsville, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $780 |
| 2 Bedroom | N/A | N/A | $1,030 |
| 3 Bedroom | N/A | N/A | $1,290 |
| 4 Bedroom | N/A | N/A | $1,360 |
Affordability — Mechanicsville, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $216,000 |
| Median Household Income | $61,700 |