Swisher, IA—52338
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Swisher, IA
As of Oct '25, the median home price in Swisher, IA is $456,000, with a year-over-year change of 3.8%. This indicates that home prices in Swisher, IA are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $456,000 | 3.8% |
| Single Family | $478,000 | 4.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $362,000 | 4.3% |
4 Bed | $547,000 | 3.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Swisher, IA
Swisher, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Swisher, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Swisher, IA is 124. This is a increase of 230.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $531,000 | -18.0% |
Listing Count | 16 | 80.0% |
| Listings as % of Homes | 0.4% | 80.0% |
Days on Market | 124 | 230.0% |
Demographics — Swisher, IA
As of the latest ACS Survey released in 2023, Swisher, IA has a population of 3,860, which has increased by 4.7% over the past 5 years. Swisher, IA is a popular place for families, as children make up 25.6% of the population. The area has a moderately educated workforce, with 43.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,860 | 4.7% |
% Under 18 | 25.6% | -14.4% |
% Seniors | 17.3% | 41.8% |
% WFH | 11.1% | 113.5% |
% w/ College Degree | 43.9% | 3.3% |
As of the latest ACS Survey released in 2023, Swisher, IA is a predominantly white area, with 91.6% of the population identifying as white. The white population has shrunk by 2.6% in the last 5 years. The second most common race or ethnicity in Swisher, IA is asian, making up 2.9% of the population. Foreign-born residents account for 3.8% of the population in Swisher, IA, and this percentage has increased by 90.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.6% | -2.6% |
% Black | 1.1% | ∞% |
% Hispanic | 1.8% | 100.0% |
% Asian | 2.9% | -17.1% |
% Foreign Born | 3.8% | 90.0% |
Mortgage and Risk — Swisher, IA
According to HUD data as of 2023, there were 120 mortgage originations in Swisher, IA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Swisher, IA. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 120 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Swisher, IA
Swisher, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $980 |
| 3 Bedroom | N/A | N/A | $1,380 |
| 4 Bedroom | N/A | N/A | $1,660 |
Affordability — Swisher, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $456,000 |
| Median Household Income | $124,000 |