Center Point, IA—52345
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Center Point, IA
Home Price Trends — Center Point, IA
As of Oct '25, the median home price in Center Point, IA is $249,000, with a year-over-year change of 1.8%. This indicates that home prices in Center Point, IA are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $249,000 | 1.8% |
| Single Family | $249,000 | 2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $229,000 | 2.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Center Point, IA
Center Point, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Center Point, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Center Point, IA is 35. This is a decrease of -43.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $270,000 | -1.0% |
Listing Count | 11 | 78.0% |
| Listings as % of Homes | 1.0% | 78.0% |
Days on Market | 35 | -43.0% |
Demographics — Center Point, IA
As of the latest ACS Survey released in 2023, Center Point, IA has a population of 1,640, which has increased by 10.8% over the past 5 years. Center Point, IA is a popular place for families, as children make up 31.5% of the population. The area has a moderately educated workforce, with 28.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,640 | 10.8% |
% Under 18 | 31.5% | 29.1% |
% Seniors | 8.8% | -13.7% |
% WFH | 11.9% | 815.4% |
% w/ College Degree | 28.4% | 10.1% |
As of the latest ACS Survey released in 2023, Center Point, IA is a predominantly white area, with 91.4% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Center Point, IA is hispanic, making up 3.1% of the population. Foreign-born residents account for 1.6% of the population in Center Point, IA, and this percentage has increased by 1500.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.4% | -4.3% |
% Black | 0.6% | -60.0% |
% Hispanic | 3.1% | 34.8% |
% Asian | 0.5% | 150.0% |
% Foreign Born | 1.6% | 1,500.0% |
Mortgage and Risk — Center Point, IA
According to HUD data as of 2023, there were 79 mortgage originations in Center Point, IA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Center Point, IA. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 79 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 3.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Center Point, IA
Center Point, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $710 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,270 |
| 4 Bedroom | N/A | N/A | $1,490 |
Affordability — Center Point, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2 |
| Median Home Price | $249,000 |
| Median Household Income | $113,000 |