West Branch, IA52358

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$291,000
3.8% YoY Growth
Median Household Income
$81,200
12.8% 5-Year Growth
Days on Market
66
9.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,300
20.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$899
51.6% YoY Growth
3-Bed Rent
$1,300
0.8% YoY Growth

Property Listings — West Branch, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in West Branch, IA is 66. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$320,0007.0%
Listing Count
25-31.0%
Listings as % of Homes1.2%-31.0%
Days on Market
669.0%
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Demographics — West Branch, IA

As of the latest ACS Survey released in 2023, West Branch, IA has a population of 3,750, which has increased by 6.4% over the past 5 years. West Branch, IA is a moderately popular place for families, as children make up 23.9% of the population. The area has a moderately educated workforce, with 30.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,7506.4%
% Under 18
23.9%23.2%
% Seniors
18.7%-2.6%
% WFH
10.4%55.2%
% w/ College Degree
30.5%-14.1%
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As of the latest ACS Survey released in 2023, West Branch, IA is a predominantly white area, with 91.4% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in West Branch, IA is hispanic, making up 4.0% of the population. Foreign-born residents account for 0.9% of the population in West Branch, IA, and this percentage has decreased by 25.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
91.4%-4.3%
% Black
0.9%∞%
% Hispanic
4.0%53.8%
% Asian
0.6%0.0%
% Foreign Born
0.9%-25.0%
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Mortgage and Risk — West Branch, IA

According to HUD data as of 2023, there were 174 mortgage originations in West Branch, IA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in West Branch, IA. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
174
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — West Branch, IA

West Branch, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
1.2%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$820
2 Bedroom$141$899$1,040
3 Bedroom$80$1,300$1,380
4 BedroomN/AN/A$1,660

Affordability — West Branch, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$291,000
Median Household Income$81,200

West Branch, IA — ZIP Code Boundary Map

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Frequently Asked Questions