Bloomfield, IA—52537
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bloomfield, IA
Bloomfield, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $233,000 | 4.0% |
| Single Family | $232,000 | 4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $165,000 | 3.1% |
3 Bed | $233,000 | 3.6% |
4 Bed | $303,000 | 3.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bloomfield, IA
As of July '25, Rentcast reports the average rent in Bloomfield, IA is $685, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Bloomfield, IA is studios: $525, 1-bedrooms: $650, 2-bedrooms: $750. The most common rental property sizes in Bloomfield, IA are 1-bedroom and 2-bedroom, accounting for 36.0% and 33.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $700 | $685 |
| Studio Rent | $525 | $525 |
| 1 Bed Rent | $650 | $650 |
| 2 Bed Rent | $750 | $750 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bloomfield, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Bloomfield, IA is 40. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $252,000 | -3.0% |
Listing Count | 28 | -6.0% |
| Listings as % of Homes | 0.6% | -6.0% |
Days on Market | 40 | -24.0% |
Demographics — Bloomfield, IA
As of the latest ACS Survey released in 2023, Bloomfield, IA has a population of 7,010, which has decreased by -3.5% over the past 5 years. Bloomfield, IA is a popular place for families, as children make up 29.1% of the population. The area has a poorly educated workforce, with 16.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,010 | -3.5% |
% Under 18 | 29.1% | 2.1% |
% Seniors | 18.0% | 2.3% |
% WFH | 10.6% | 96.3% |
% w/ College Degree | 16.2% | -27.0% |
As of the latest ACS Survey released in 2023, Bloomfield, IA is a predominantly white area, with 93.9% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Bloomfield, IA is hispanic, making up 2.3% of the population. Foreign-born residents account for 1.7% of the population in Bloomfield, IA, and this percentage has increased by 142.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.9% | -3.3% |
% Black | 0.0% | -100.0% |
% Hispanic | 2.3% | 91.7% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.7% | 142.9% |
Mortgage and Risk — Bloomfield, IA
According to HUD data as of 2023, there were 90 mortgage originations in Bloomfield, IA, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Bloomfield, IA. Investor activity is low, as 1.0% of loans were by investors. 27.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 90 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 27.0% |
Loan Activity
Rentals and Section 8 — Bloomfield, IA
Bloomfield, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 25 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $100 | $650 | $750 |
| 2 Bedroom | $240 | $750 | $990 |
| 3 Bedroom | N/A | N/A | $1,190 |
| 4 Bedroom | N/A | N/A | $1,360 |
Affordability — Bloomfield, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $233,000 |
| Median Household Income | $82,700 |