Martinsburg, IA—52563
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Martinsburg, IA
Martinsburg, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $156,000 | 6.4% |
| Single Family | $156,000 | 7.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $98,000 | 0.0% |
3 Bed | $153,000 | 4.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Martinsburg, IA
Martinsburg, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Martinsburg, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Martinsburg, IA is 69. This is a decrease of -42.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $97,000 | 69.0% |
Listing Count | 7 | 167.0% |
| Listings as % of Homes | 0.5% | 167.0% |
Days on Market | 69 | -42.0% |
Demographics — Martinsburg, IA
As of the latest ACS Survey released in 2023, Martinsburg, IA has a population of 1,820, which has increased by 27.6% over the past 5 years. Martinsburg, IA is a popular place for families, as children make up 30.9% of the population. The area has a poorly educated workforce, with 24.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,820 | 27.6% |
% Under 18 | 30.9% | 43.1% |
% Seniors | 15.2% | -24.8% |
% WFH | 9.4% | -24.2% |
% w/ College Degree | 24.7% | 13.8% |
As of the latest ACS Survey released in 2023, Martinsburg, IA is a predominantly white area, with 96.7% of the population identifying as white. The white population has shrunk by 1.6% in the last 5 years. The second most common race or ethnicity in Martinsburg, IA is hispanic, making up 0.4% of the population. Foreign-born residents account for 0.0% of the population in Martinsburg, IA, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.7% | -1.6% |
% Black | 0.0% | N/A |
% Hispanic | 0.4% | -33.3% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Martinsburg, IA
According to HUD data as of 2023, there were 25 mortgage originations in Martinsburg, IA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Martinsburg, IA. Investor activity is low, as 8.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 25 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 8.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Martinsburg, IA
Martinsburg, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,140 |
| 4 Bedroom | N/A | N/A | $1,360 |
Affordability — Martinsburg, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.6 |
| Median Home Price | $156,000 |
| Median Household Income | $82,000 |