Keokuk, IA52632

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$81,000
10.0% YoY Growth
Median Household Income
$52,500
28.4% 5-Year Growth
Days on Market
69
43.0% Longer than last year
Home Price Forecast
-3.8%
Median Rent
$835
5.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$835
N/A
3-Bed Rent
N/A
N/A

Other Zip Codes in Keokuk, IA

Property Listings — Keokuk, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Keokuk, IA is 69. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$92,000-10.0%
Listing Count
8860.0%
Listings as % of Homes0.8%60.0%
Days on Market
6943.0%
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Demographics — Keokuk, IA

As of the latest ACS Survey released in 2023, Keokuk, IA has a population of 11,900, which has decreased by -5.8% over the past 5 years. Keokuk, IA is a moderately popular place for families, as children make up 23.7% of the population. The area has a poorly educated workforce, with 19.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
11,900-5.8%
% Under 18
23.7%0.4%
% Seniors
20.7%4.5%
% WFH
5.1%88.9%
% w/ College Degree
19.5%17.5%
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As of the latest ACS Survey released in 2023, Keokuk, IA is a predominantly white area, with 90.6% of the population identifying as white. The white population has grown by 1.9% in the last 5 years. The second most common race or ethnicity in Keokuk, IA is hispanic, making up 2.9% of the population. Foreign-born residents account for 0.9% of the population in Keokuk, IA, and this percentage has decreased by 57.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.6%1.9%
% Black
2.7%-25.0%
% Hispanic
2.9%3.6%
% Asian
0.2%-85.7%
% Foreign Born
0.9%-57.1%
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Mortgage and Risk — Keokuk, IA

According to HUD data as of 2023, there were 99 mortgage originations in Keokuk, IA, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Keokuk, IA. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
99
% Conventional Loans
69.0%
% Government Loans
31.0%
% Investor Loans
0.0%
% Second Loans
2.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Keokuk, IA

Keokuk, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
402
Total Units Section 8
221
% Rentals under Section 8
N/A
% Occupied Section 8
83.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$690
2 Bedroom$65$835$900
3 BedroomN/AN/A$1,190
4 BedroomN/AN/A$1,190

Affordability — Keokuk, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.7
Median Home Price$81,000
Median Household Income$52,500

Keokuk, IA — ZIP Code Boundary Map

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Frequently Asked Questions