Wapello, IA52653

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$161,000
4.8% YoY Growth
Median Household Income
$81,000
33.0% 5-Year Growth
Days on Market
75
27.0% Longer than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Wapello, IA

As of Oct '25, Realtor.com reports that the median days on market for a home in Wapello, IA is 75. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$226,000-17.0%
Listing Count
17158.0%
Listings as % of Homes0.6%158.0%
Days on Market
7527.0%
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Demographics — Wapello, IA

As of the latest ACS Survey released in 2023, Wapello, IA has a population of 3,200, which has decreased by -4.2% over the past 5 years. Wapello, IA is a moderately popular place for families, as children make up 16.9% of the population. The area has a poorly educated workforce, with 17.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,200-4.2%
% Under 18
16.9%-23.5%
% Seniors
23.4%23.8%
% WFH
5.2%173.7%
% w/ College Degree
17.2%67.0%
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As of the latest ACS Survey released in 2023, Wapello, IA is a predominantly white area, with 84.8% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Wapello, IA is hispanic, making up 8.9% of the population. Foreign-born residents account for 3.3% of the population in Wapello, IA, and this percentage has increased by 3.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.8%-5.3%
% Black
1.1%450.0%
% Hispanic
8.9%15.6%
% Asian
0.0%N/A
% Foreign Born
3.3%3.1%
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Mortgage and Risk — Wapello, IA

According to HUD data as of 2023, there were 45 mortgage originations in Wapello, IA, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Wapello, IA. Investor activity is low, as 2.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
45
% Conventional Loans
64.0%
% Government Loans
36.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
20.0%

Loan Activity

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Rentals and Section 8 — Wapello, IA

Wapello, IA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
45
Total Units Section 8
45
% Rentals under Section 8
N/A
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$700
2 BedroomN/AN/A$920
3 BedroomN/AN/A$1,130
4 BedroomN/AN/A$1,220

Affordability — Wapello, IA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.8
Median Home Price$161,000
Median Household Income$81,000

Wapello, IA — ZIP Code Boundary Map

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Frequently Asked Questions