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Charlotte, IA—52731

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$254,000
7.6% YoY Growth
Household Income
$92,200
46.2% YoY Growth
Days on Market
26
45.0% Shorter YoY
Home Price Forecast
0.8%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Charlotte, IA

As of May '26, the median home price in Charlotte, IA is $254,000, with a year-over-year change of 7.6%. This indicates that home prices in Charlotte, IA are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$254,0007.6%
Single Family $254,0008.5%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		N/AN/A
    3 Bed
    		$264,00010.5%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    1 Bedroom
    7.6%
    2 Bedrooms
    24.9%
    3 Bedrooms
    34.3%
    4 Bedrooms
    28.0%
    5+ Bedrooms
    5.1%

    Rental Trends — Charlotte, IA

    Charlotte, IA lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average RentN/AN/A
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    30.0%
    2 Bedrooms
    56.0%
    3 Bedrooms
    8.0%
    4 Bedrooms
    6.0%

    Property Listings — Charlotte, IA

    As of May '26, Realtor.com reports that the median days on market for a home in Charlotte, IA is 26. This is a decrease of -45.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$260,000-27.0%
    Listing Count
    		1-75.0%
    Listings as % of Homes0.6%-75.0%
    Days on Market
    		26-45.0%
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    Demographics — Charlotte, IA

    As of the latest ACS Survey released in 2023, Charlotte, IA has a population of 808, which has increased by 8.5% over the past 5 years. Charlotte, IA is a moderately popular place for families, as children make up 23.0% of the population. The area has a poorly educated workforce, with 11.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.2% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		8088.5%
    % Under 18
    		23.0%1.3%
    % Seniors
    		17.0%-26.4%
    % WFH
    		19.2%464.7%
    % w/ College Degree
    		11.9%-19.0%
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    As of the latest ACS Survey released in 2023, Charlotte, IA is a predominantly white area, with 87.0% of the population identifying as white. The white population has shrunk by 9.8% in the last 5 years. The second most common race or ethnicity in Charlotte, IA is hispanic, making up 7.4% of the population. Foreign-born residents account for 4.1% of the population in Charlotte, IA, and this percentage has increased by 95.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		87.0%-9.8%
    % Black
    		1.9%533.3%
    % Hispanic
    		7.4%164.3%
    % Asian
    		0.0%-100.0%
    % Foreign Born
    		4.1%95.2%
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    Mortgage and Risk — Charlotte, IA

    Charlotte, IA lacks sufficient mortgage origination data for analysis.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		N/A
    % Conventional Loans
    		N/A
    % Government Loans
    		N/A
    % Investor Loans
    		N/A
    % Second Loans
    		N/A
    % Cash Out Refinance
    		N/A
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    Rentals and Section 8 — Charlotte, IA

    Charlotte, IA lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		5
    Total Units Section 8
    		5
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$840
    2 BedroomN/AN/A$1,100
    3 BedroomN/AN/A$1,340
    4 BedroomN/AN/A$1,610

    Affordability — Charlotte, IA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.4
    Median Home Price$254,000
    Median Household Income$92,200

    Charlotte, IA — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Goose Lake, IA

    52750

    Preston, IA

    52069

    Welton

    52774

    De Witt, IA

    52742

    Delmar, IA

    52037

    Frequently Asked Questions