Clinton, IA—52732
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clinton, IA
As of Oct '25, the median home price in Clinton, IA is $126,000, with a year-over-year change of -1.3%. This indicates that home prices in Clinton, IA are decreasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $126,000 | -1.3% |
| Single Family | $126,000 | -0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $89,000 | -5.3% |
3 Bed | $138,000 | 0.7% |
4 Bed | $177,000 | 2.9% |
| 5 Bed | $217,000 | 2.8% |
% of Housing Stock
Rental Trends — Clinton, IA
As of July '25, Rentcast reports the average rent in Clinton, IA is $982, with a year-over-year rent change of 20.6%. Per bedroom, the median rent as of July '25 in Clinton, IA is 2-bedrooms: $891, 3-bedrooms: $1,130. The most common rental property sizes in Clinton, IA are 2-bedroom and 1-bedroom, accounting for 37.3% and 30.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $982 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $775 | $891 |
| 3 Bed Rent | $995 | $1,130 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Clinton, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Clinton, IA is 46. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $158,000 | -15.0% |
Listing Count | 132 | -1.0% |
| Listings as % of Homes | 0.9% | -1.0% |
Days on Market | 46 | 9.0% |
Demographics — Clinton, IA
As of the latest ACS Survey released in 2023, Clinton, IA has a population of 26,000, which has decreased by -3.5% over the past 5 years. Clinton, IA is a moderately popular place for families, as children make up 22.1% of the population. The area has a poorly educated workforce, with 21.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,000 | -3.5% |
% Under 18 | 22.1% | 6.2% |
% Seniors | 20.8% | 7.2% |
% WFH | 4.0% | -9.1% |
% w/ College Degree | 21.3% | 17.0% |
As of the latest ACS Survey released in 2023, Clinton, IA is a predominantly white area, with 86.3% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Clinton, IA is hispanic, making up 4.8% of the population. Foreign-born residents account for 1.9% of the population in Clinton, IA, and this percentage has decreased by 20.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.3% | -2.4% |
% Black | 4.4% | -4.3% |
% Hispanic | 4.8% | 65.5% |
% Asian | 0.2% | -77.8% |
% Foreign Born | 1.9% | -20.8% |
Mortgage and Risk — Clinton, IA
According to HUD data as of 2023, there were 356 mortgage originations in Clinton, IA, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Clinton, IA. Investor activity is low, as 13.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 356 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 13.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Clinton, IA
Clinton, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 586 |
Total Units Section 8 | 537 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 98.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | $165 | $775 | $940 |
| 3 Bedroom | $155 | $995 | $1,150 |
| 4 Bedroom | N/A | N/A | $1,380 |
Affordability — Clinton, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $126,000 |
| Median Household Income | $58,400 |