Wilton, IA—52778
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Wilton, IA
As of Oct '25, the median home price in Wilton, IA is $220,000, with a year-over-year change of 5.9%. This indicates that home prices in Wilton, IA are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $220,000 | 5.9% |
| Single Family | $222,000 | 6.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $174,000 | 8.1% |
3 Bed | $222,000 | 7.2% |
4 Bed | $284,000 | 5.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Wilton, IA
As of July '25, Rentcast reports the average rent in Wilton, IA is $988, with a year-over-year rent change of 76.4%. Per bedroom, the median rent as of July '25 in Wilton, IA is 1-bedrooms: $925, 3-bedrooms: $1,050. The most common rental property sizes in Wilton, IA are 2-bedroom and 3-bedroom, accounting for 38.2% and 29.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $925 | $988 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $925 | $925 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,050 | $1,050 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Wilton, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Wilton, IA is 24. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $350,000 | 35.0% |
Listing Count | 4 | -66.0% |
| Listings as % of Homes | 0.2% | -66.0% |
Days on Market | 24 | 43.0% |
Demographics — Wilton, IA
As of the latest ACS Survey released in 2023, Wilton, IA has a population of 3,680, which has decreased by -19.9% over the past 5 years. Wilton, IA is a moderately popular place for families, as children make up 19.0% of the population. The area has a moderately educated workforce, with 31.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,680 | -19.9% |
% Under 18 | 19.0% | -20.8% |
% Seniors | 22.7% | 47.4% |
% WFH | 6.5% | 30.0% |
% w/ College Degree | 31.2% | 17.7% |
As of the latest ACS Survey released in 2023, Wilton, IA is a predominantly white area, with 91.4% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Wilton, IA is hispanic, making up 5.2% of the population. Foreign-born residents account for 1.5% of the population in Wilton, IA, and this percentage has increased by 150.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.4% | -6.5% |
% Black | 1.4% | 366.7% |
% Hispanic | 5.2% | 940.0% |
% Asian | 0.6% | ∞% |
% Foreign Born | 1.5% | 150.0% |
Mortgage and Risk — Wilton, IA
According to HUD data as of 2023, there were 71 mortgage originations in Wilton, IA, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Wilton, IA. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 71 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Wilton, IA
Wilton, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$225 | $925 | $700 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | $120 | $1,050 | $1,170 |
| 4 Bedroom | N/A | N/A | $1,370 |
Affordability — Wilton, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $220,000 |
| Median Household Income | $74,600 |