Cedarburg, WI—53012
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cedarburg, WI
As of Oct '25, the median home price in Cedarburg, WI is $511,000, with a year-over-year change of 0.9%. This indicates that home prices in Cedarburg, WI are flat. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $511,000 | 0.9% |
| Single Family | $525,000 | 0.8% |
| Condos | $336,000 | 4.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $353,000 | 2.0% |
3 Bed | $460,000 | 3.4% |
4 Bed | $618,000 | 2.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cedarburg, WI
As of July '25, Rentcast reports the average rent in Cedarburg, WI is $1,370, with a year-over-year rent change of -37.7%. Per bedroom, the median rent as of July '25 in Cedarburg, WI is studios: $1,040, 1-bedrooms: $1,030, 2-bedrooms: $1,520, 3-bedrooms: $2,780. The most common rental property sizes in Cedarburg, WI are 2-bedroom and 1-bedroom, accounting for 47.3% and 36.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,370 |
| Studio Rent | $839 | $1,040 |
| 1 Bed Rent | $1,030 | $1,030 |
| 2 Bed Rent | $1,500 | $1,520 |
| 3 Bed Rent | $2,780 | $2,780 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cedarburg, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Cedarburg, WI is 22. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 41.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $590,000 | 28.0% |
Listing Count | 39 | 10.0% |
| Listings as % of Homes | 0.4% | 10.0% |
Days on Market | 22 | -4.0% |
Demographics — Cedarburg, WI
As of the latest ACS Survey released in 2023, Cedarburg, WI has a population of 18,900, which has increased by 3.3% over the past 5 years. Cedarburg, WI is a moderately popular place for families, as children make up 22.4% of the population. The area has a highly educated workforce, with 53.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,900 | 3.3% |
% Under 18 | 22.4% | 6.2% |
% Seniors | 21.7% | 21.2% |
% WFH | 14.5% | 154.4% |
% w/ College Degree | 53.3% | 1.5% |
As of the latest ACS Survey released in 2023, Cedarburg, WI is a predominantly white area, with 92.3% of the population identifying as white. The white population has shrunk by 1.4% in the last 5 years. The second most common race or ethnicity in Cedarburg, WI is hispanic, making up 2.8% of the population. Foreign-born residents account for 4.1% of the population in Cedarburg, WI, and this percentage has increased by 24.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.3% | -1.4% |
% Black | 0.4% | -50.0% |
% Hispanic | 2.8% | 16.7% |
% Asian | 1.6% | 23.1% |
% Foreign Born | 4.1% | 24.2% |
Mortgage and Risk — Cedarburg, WI
According to HUD data as of 2023, there were 493 mortgage originations in Cedarburg, WI, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Cedarburg, WI. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 493 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Cedarburg, WI
Cedarburg, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 75 |
Total Units Section 8 | 75 |
% Rentals under Section 8 | 3.9% |
% Occupied Section 8 | 83.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$30 | $1,030 | $1,000 |
| 2 Bedroom | -$310 | $1,500 | $1,190 |
| 3 Bedroom | -$1,300 | $2,780 | $1,480 |
| 4 Bedroom | N/A | N/A | $1,610 |
Affordability — Cedarburg, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $511,000 |
| Median Household Income | $98,100 |