Sheboygan, WI53081

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$237,000
5.8% YoY Growth
Median Household Income
$62,400
28.9% 5-Year Growth
Days on Market
31
13.0% Longer than last year
Home Price Forecast
3.4%
Median Rent
$1,100
10.6% YoY Growth
1-Bed Rent
$850
2.0% YoY Growth
2-Bed Rent
$1,100
20.6% YoY Growth
3-Bed Rent
$1,250
12.7% YoY Growth

Other Zip Codes in Sheboygan, WI

Property Listings — Sheboygan, WI

As of Oct '25, Realtor.com reports that the median days on market for a home in Sheboygan, WI is 31. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$264,0006.0%
Listing Count
10515.0%
Listings as % of Homes0.2%15.0%
Days on Market
3113.0%
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Demographics — Sheboygan, WI

As of the latest ACS Survey released in 2023, Sheboygan, WI has a population of 43,100, which has increased by 1.3% over the past 5 years. Sheboygan, WI is a moderately popular place for families, as children make up 23.3% of the population. The area has a poorly educated workforce, with 22.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
43,1001.3%
% Under 18
23.3%-0.4%
% Seniors
17.2%8.2%
% WFH
8.3%207.4%
% w/ College Degree
22.3%17.4%
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As of the latest ACS Survey released in 2023, Sheboygan, WI is a predominantly white area, with 71.0% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Sheboygan, WI is asian, making up 11.3% of the population. Foreign-born residents account for 9.2% of the population in Sheboygan, WI, and this percentage has decreased by 8.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
71.0%-2.5%
% Black
3.6%2.9%
% Hispanic
10.9%5.8%
% Asian
11.3%1.8%
% Foreign Born
9.2%-8.0%
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Mortgage and Risk — Sheboygan, WI

According to HUD data as of 2023, there were 739 mortgage originations in Sheboygan, WI, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Sheboygan, WI. Investor activity is low, as 12.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
739
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
12.0%
% Second Loans
2.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Sheboygan, WI

As of 2024, the percent of homes in Sheboygan, WI under the Section 8 program is 8.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Sheboygan, WI, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
736
Total Units Section 8
600
% Rentals under Section 8
8.0%
% Occupied Section 8
81.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$40$850$810
2 Bedroom-$90$1,100$1,010
3 Bedroom$20$1,250$1,270
4 Bedroom-$500$1,900$1,400

Affordability — Sheboygan, WI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$237,000
Median Household Income$62,400

Sheboygan, WI — ZIP Code Boundary Map

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Frequently Asked Questions