Sugar Creek, WI53121

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$385,000
2.3% YoY Growth
Median Household Income
$83,600
20.6% 5-Year Growth
Days on Market
47
5.0% Shorter than last year
Home Price Forecast
2.3%
Median Rent
$1,300
44.4% YoY Growth
1-Bed Rent
$900
10.5% YoY Growth
2-Bed Rent
$1,300
26.1% YoY Growth
3-Bed Rent
$3,000
N/A

Property Listings — Sugar Creek, WI

As of Oct '25, Realtor.com reports that the median days on market for a home in Sugar Creek, WI is 47. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$418,000-5.0%
Listing Count
7128.0%
Listings as % of Homes0.4%28.0%
Days on Market
47-5.0%
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Demographics — Sugar Creek, WI

As of the latest ACS Survey released in 2023, Sugar Creek, WI has a population of 18,600, which has remained stable by -0.4% over the past 5 years. Sugar Creek, WI is a moderately popular place for families, as children make up 20.5% of the population. The area has a moderately educated workforce, with 32.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,600-0.4%
% Under 18
20.5%-10.1%
% Seniors
19.9%22.1%
% WFH
8.2%134.3%
% w/ College Degree
32.6%7.9%
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As of the latest ACS Survey released in 2023, Sugar Creek, WI is a predominantly white area, with 83.8% of the population identifying as white. The white population has shrunk by 6.7% in the last 5 years. The second most common race or ethnicity in Sugar Creek, WI is hispanic, making up 10.9% of the population. Foreign-born residents account for 4.6% of the population in Sugar Creek, WI, and this percentage has increased by 2.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
83.8%-6.7%
% Black
0.8%-11.1%
% Hispanic
10.9%47.3%
% Asian
0.6%-14.3%
% Foreign Born
4.6%2.2%
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Mortgage and Risk — Sugar Creek, WI

According to HUD data as of 2023, there were 352 mortgage originations in Sugar Creek, WI, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Sugar Creek, WI. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
352
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
1.0%
% Second Loans
5.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Sugar Creek, WI

Sugar Creek, WI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
244
Total Units Section 8
244
% Rentals under Section 8
N/A
% Occupied Section 8
81.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$40$900$860
2 Bedroom-$170$1,300$1,130
3 Bedroom-$1,580$3,000$1,420
4 BedroomN/AN/A$1,800

Affordability — Sugar Creek, WI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$385,000
Median Household Income$83,600

Sugar Creek, WI — ZIP Code Boundary Map

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Frequently Asked Questions