Lake Geneva, WI53147

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$439,000
2.9% YoY Growth
Median Household Income
$83,000
37.1% 5-Year Growth
Days on Market
58
4.0% Longer than last year
Home Price Forecast
2.7%
Median Rent
$2,000
1.3% YoY Growth
1-Bed Rent
$1,400
3.8% YoY Growth
2-Bed Rent
$1,850
11.2% YoY Growth
3-Bed Rent
$2,400
8.0% YoY Growth

Property Listings — Lake Geneva, WI

As of Oct '25, Realtor.com reports that the median days on market for a home in Lake Geneva, WI is 58. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$634,00010.0%
Listing Count
165-4.0%
Listings as % of Homes0.6%-4.0%
Days on Market
584.0%
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Demographics — Lake Geneva, WI

As of the latest ACS Survey released in 2023, Lake Geneva, WI has a population of 18,400, which has increased by 10.7% over the past 5 years. Lake Geneva, WI is a moderately popular place for families, as children make up 18.7% of the population. The area has a moderately educated workforce, with 40.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,40010.7%
% Under 18
18.7%-16.9%
% Seniors
21.9%12.9%
% WFH
11.2%111.3%
% w/ College Degree
40.3%16.1%
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As of the latest ACS Survey released in 2023, Lake Geneva, WI is a predominantly white area, with 82.3% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Lake Geneva, WI is hispanic, making up 12.2% of the population. Foreign-born residents account for 9.5% of the population in Lake Geneva, WI, and this percentage has increased by 15.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
82.3%-1.7%
% Black
0.8%∞%
% Hispanic
12.2%-10.3%
% Asian
1.0%0.0%
% Foreign Born
9.5%15.9%
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Mortgage and Risk — Lake Geneva, WI

According to HUD data as of 2023, there were 425 mortgage originations in Lake Geneva, WI, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Lake Geneva, WI. Investor activity is low, as 4.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
425
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
4.0%
% Second Loans
18.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Lake Geneva, WI

Lake Geneva, WI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
178
Total Units Section 8
145
% Rentals under Section 8
N/A
% Occupied Section 8
86.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$430$1,400$970
2 Bedroom-$580$1,850$1,270
3 Bedroom-$800$2,400$1,600
4 Bedroom-$170$2,200$2,030

Affordability — Lake Geneva, WI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.9
Median Home Price$439,000
Median Household Income$83,000

Lake Geneva, WI — ZIP Code Boundary Map

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Frequently Asked Questions