Whitewater, WI 53190 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Whitewater, WI—53190

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$350,000

4.0% YoY Growth

Household Income

$59,600

30.8% YoY Growth

Days on Market

12.0% Shorter YoY

Home Price Forecast

3.2%

Median Rent

$899

18.8% YoY Growth

1-Bed Rent

$805

5.9% YoY Growth

2-Bed Rent

$1,130

0.0% YoY Growth

3-Bed Rent

$1,100

25.6% YoY Growth

Home Price Trends — Whitewater, WI

As of Dec '25, the median home price in Whitewater, WI is $350,000, with a year-over-year change of 4.0%. This indicates that home prices in Whitewater, WI are increasing. According to Zillow, the 1-year price projection is 3.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$350,000	4.0%
Single Family	$357,000	4.7%
Condos	$270,000	4.2%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Whitewater, WI

As of July '25, Rentcast reports the average rent in Whitewater, WI is $1,080, with a year-over-year rent change of -18.8%. Per bedroom, the median rent as of July '25 in Whitewater, WI is studios: $725, 1-bedrooms: $832, 2-bedrooms: $1,040, 3-bedrooms: $1,190, 4-bedrooms: $1,260. The most common rental property sizes in Whitewater, WI are 2-bedroom and 1-bedroom, accounting for 45.6% and 17.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$899	$1,080
Studio Rent	$700	$725
1 Bed Rent	$805	$832
2 Bed Rent	$1,130	$1,040
3 Bed Rent	$1,100	$1,190
4 Bed Rent	$747	$1,260

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% of Rental Stock

Studio

6.1%

1 Bedroom

17.4%

2 Bedrooms

45.6%

3 Bedrooms

15.7%

4 Bedrooms

8.2%

5+ Bedrooms

7.1%

Property Listings — Whitewater, WI

As of Dec '25, Realtor.com reports that the median days on market for a home in Whitewater, WI is 53. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$352,000	9.0%
Listing Count	37	29.0%
Listings as % of Homes	0.3%	29.0%
Days on Market	58	-12.0%

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Demographics — Whitewater, WI

As of the latest ACS Survey released in 2023, Whitewater, WI has a population of 20,500, which has increased by 6.1% over the past 5 years. Whitewater, WI is a less popular place for families, as children make up 14.6% of the population. The area has a moderately educated workforce, with 34.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	20,500	6.1%
% Under 18	14.6%	17.7%
% Seniors	11.5%	3.6%
% WFH	9.4%	154.1%
% w/ College Degree	34.6%	4.2%

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As of the latest ACS Survey released in 2023, Whitewater, WI is a predominantly white area, with 82.6% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Whitewater, WI is hispanic, making up 9.8% of the population. Foreign-born residents account for 7.3% of the population in Whitewater, WI, and this percentage has increased by 28.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	82.6%	-0.5%
% Black	3.4%	6.2%
% Hispanic	9.8%	1.0%
% Asian	1.8%	-18.2%
% Foreign Born	7.3%	28.1%

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Mortgage and Risk — Whitewater, WI

According to HUD data as of 2023, there were 290 mortgage originations in Whitewater, WI, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Whitewater, WI. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	290
% Conventional Loans	90.0%
% Government Loans	10.0%
% Investor Loans	2.0%
% Second Loans	4.0%
% Cash Out Refinance	9.0%

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Rentals and Section 8 — Whitewater, WI

As of 2024, the percent of homes in Whitewater, WI under the Section 8 program is 6.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Whitewater, WI, because HUD payments exceed market rent, while 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD	311
Total Units Section 8	311
% Rentals under Section 8	6.3%
% Occupied Section 8	86.2%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$5	$805	$810
2 Bedroom	-$70	$1,130	$1,060
3 Bedroom	$250	$1,100	$1,350
4 Bedroom	$863	$747	$1,610

Whitewater, WI—53190

Key Metrics at a Glance

Home Price Trends — Whitewater, WI

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Whitewater, WI

% of Rental Stock

Property Listings — Whitewater, WI

Demographics — Whitewater, WI

Race and Ethnicity

Mortgage and Risk — Whitewater, WI

Mortgages

Rentals and Section 8 — Whitewater, WI

Section 8 Market Size

Section 8 Opportunity

Affordability — Whitewater, WI

Home Price to Income Ratio

Whitewater, WI — ZIP Code Boundary Map

Nearby ZIP Codes

Palmyra, WI

Delavan, WI

Bradford, WI

Fort Atkinson, WI

Jefferson, WI

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	5.1
Median Home Price	$350,000
Median Household Income	$59,600

Whitewater, WI—53190

Key Metrics at a Glance

Home Price Trends — Whitewater, WI

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Whitewater, WI

% of Rental Stock

Property Listings — Whitewater, WI

Demographics — Whitewater, WI

Race and Ethnicity

Mortgage and Risk — Whitewater, WI

Mortgages

Rentals and Section 8 — Whitewater, WI

Section 8 Market Size

Section 8 Opportunity

Affordability — Whitewater, WI

Home Price to Income Ratio

Whitewater, WI — ZIP Code Boundary Map

Nearby ZIP Codes

Palmyra, WI

Delavan, WI

Bradford, WI

Fort Atkinson, WI

Jefferson, WI

Frequently Asked Questions

What is the average home price in Whitewater, WI 53190?

How have home prices in Whitewater, WI 53190 changed over the past year?

What is the home price projection for Whitewater, WI 53190?

What are the demographics of Whitewater, WI 53190?

How long does it take homes to sell in Whitewater, WI 53190?

What is the average rent price in Whitewater, WI 53190?