Williams Bay, WI—53191
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Williams Bay, WI
As of Oct '25, the median home price in Williams Bay, WI is $525,000, with a year-over-year change of 2.1%. This indicates that home prices in Williams Bay, WI are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $525,000 | 2.1% |
| Single Family | $564,000 | 2.9% |
| Condos | $392,000 | -0.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $362,000 | 1.1% |
3 Bed | $547,000 | 3.0% |
4 Bed | $626,000 | 4.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Williams Bay, WI
As of July '25, Rentcast reports the average rent in Williams Bay, WI is $2,150, with a year-over-year rent change of -27.9%. Per bedroom, the median rent as of July '25 in Williams Bay, WI is 1-bedrooms: $2,500, 2-bedrooms: $1,920, 3-bedrooms: $2,500. The most common rental property sizes in Williams Bay, WI are 1-bedroom and 3-bedroom, accounting for 42.5% and 22.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,500 | $2,500 |
| 2 Bed Rent | $1,850 | $1,920 |
| 3 Bed Rent | $2,500 | $2,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Williams Bay, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Williams Bay, WI is 102. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $545,000 | 9.0% |
Listing Count | 46 | 7.0% |
| Listings as % of Homes | 1.1% | 7.0% |
Days on Market | 102 | 8.0% |
Demographics — Williams Bay, WI
As of the latest ACS Survey released in 2023, Williams Bay, WI has a population of 3,260, which has increased by 14.1% over the past 5 years. Williams Bay, WI is a moderately popular place for families, as children make up 23.0% of the population. The area has a moderately educated workforce, with 44.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,260 | 14.1% |
% Under 18 | 23.0% | 12.7% |
% Seniors | 30.3% | 1.7% |
% WFH | 18.2% | 91.6% |
% w/ College Degree | 44.7% | 12.9% |
As of the latest ACS Survey released in 2023, Williams Bay, WI is a predominantly white area, with 88.0% of the population identifying as white. The white population has shrunk by 0.9% in the last 5 years. The second most common race or ethnicity in Williams Bay, WI is hispanic, making up 7.3% of the population. Foreign-born residents account for 2.1% of the population in Williams Bay, WI, and this percentage has decreased by 63.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.0% | -0.9% |
% Black | 0.0% | -100.0% |
% Hispanic | 7.3% | -13.1% |
% Asian | 1.2% | 9.1% |
% Foreign Born | 2.1% | -63.2% |
Mortgage and Risk — Williams Bay, WI
According to HUD data as of 2023, there were 82 mortgage originations in Williams Bay, WI, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Williams Bay, WI. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 82 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 1.0% |
% Second Loans | 22.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Williams Bay, WI
Williams Bay, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$1,430 | $2,500 | $1,070 |
| 2 Bedroom | -$440 | $1,850 | $1,410 |
| 3 Bedroom | -$730 | $2,500 | $1,770 |
| 4 Bedroom | N/A | N/A | $2,250 |
Affordability — Williams Bay, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7 |
| Median Home Price | $525,000 |
| Median Household Income | $64,600 |