Garden Homes, Milwaukee, WI53216

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$169,000
6.7% YoY Growth
Median Household Income
$43,500
21.8% 5-Year Growth
Days on Market
27
7.0% Shorter than last year
Home Price Forecast
2.0%
Median Rent
$1,100
7.3% YoY Growth
1-Bed Rent
$895
7.3% YoY Growth
2-Bed Rent
$1,000
0.9% YoY Growth
3-Bed Rent
$1,300
21.8% YoY Growth

Property Listings — Garden Homes, Milwaukee, WI

As of Oct '25, Realtor.com reports that the median days on market for a home in Garden Homes, Milwaukee, WI is 27. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$185,0004.0%
Listing Count
62-4.0%
Listings as % of Homes0.4%-4.0%
Days on Market
27-7.0%
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Demographics — Garden Homes, Milwaukee, WI

As of the latest ACS Survey released in 2023, Garden Homes, Milwaukee, WI has a population of 29,800, which has decreased by -13.2% over the past 5 years. Garden Homes, Milwaukee, WI is a popular place for families, as children make up 29.6% of the population. The area has a poorly educated workforce, with 18.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
29,800-13.2%
% Under 18
29.6%3.5%
% Seniors
13.0%21.5%
% WFH
8.7%102.3%
% w/ College Degree
18.0%1.7%
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As of the latest ACS Survey released in 2023, Garden Homes, Milwaukee, WI is a predominantly black area, with 81.0% of the population identifying as black. The black population has shrunk by 0.9% in the last 5 years. The second most common race or ethnicity in Garden Homes, Milwaukee, WI is white, making up 8.9% of the population. Foreign-born residents account for 3.4% of the population in Garden Homes, Milwaukee, WI, and this percentage has increased by 17.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
8.9%-13.6%
% Black
81.0%-0.9%
% Hispanic
5.2%15.6%
% Asian
3.0%100.0%
% Foreign Born
3.4%17.2%
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Mortgage and Risk — Garden Homes, Milwaukee, WI

According to HUD data as of 2023, there were 504 mortgage originations in Garden Homes, Milwaukee, WI, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Garden Homes, Milwaukee, WI. Investor activity is low, as 6.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
504
% Conventional Loans
69.0%
% Government Loans
31.0%
% Investor Loans
6.0%
% Second Loans
1.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Garden Homes, Milwaukee, WI

As of 2024, the percent of homes in Garden Homes, Milwaukee, WI under the Section 8 program is 14.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Garden Homes, Milwaukee, WI, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,299
Total Units Section 8
943
% Rentals under Section 8
14.6%
% Occupied Section 8
86.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$25$895$920
2 Bedroom$100$1,000$1,100
3 Bedroom$60$1,300$1,360
4 Bedroom-$510$2,000$1,490

Affordability — Garden Homes, Milwaukee, WI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$169,000
Median Household Income$43,500

Garden Homes, Milwaukee, WI — ZIP Code Boundary Map

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Frequently Asked Questions